# Safe 1 Mobile Banking vs EECU

The clearest difference is monetization model: EECU at free against Safe 1 Mobile Banking's ad-supported. EECU also leads on ratings volume (36K vs 7.3K). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Safe 1 Mobile Banking against 4.8 for EECU. Both are backed by a comparable volume of ratings — 7.3K and 36K respectively. Written reviews are what separate them: 73% of Safe 1 Mobile Banking's written reviews are positive against 65% of EECU's.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on September 22, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Safe 1 Mobile Banking | EECU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (7.3K ratings)](https://appshunter.io/ios/app/safe-1-mobile-banking/id527647677/reviews)** | [4.8 (36K ratings)](https://appshunter.io/ios/app/eecu/id571390535/reviews) |
| Number of ratings | 7.3K | **36K** |
| Positive reviews | **73.1% of reviews** | 65.2% of reviews |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Ad-supported | **Free** |
| Size | 99 MB | 109 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Safe 1 Credit Union](https://appshunter.io/developer/527647680) | [Educational Employees Credit Union](https://appshunter.io/developer/571390538) |

## What reviewers say

### Safe 1 Mobile Banking

[App page](https://appshunter.io/ios/app/safe-1-mobile-banking/id527647677)

Manage your finances on the go with this mobile banking app. Check balances, view transactions, transfer funds, deposit checks, and pay bills. Easily locate branches and ATMs.

**Highlights:** Check account balances, View transaction history, Transfer funds, Deposit checks, Pay bills, Find branches and ATMs

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Easy to use
- 💰 Great rates
- 🤝 Excellent customer service
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 App crashes and glitches
- ⏱️ Slow app performance
- 🔄 Delayed transaction updates
- 🤖 Lack of mobile payment support
- 📸 Unreliable check deposit

**Reported bugs**

- Login screen freezes
- Check deposit feature not working
- Frequent app crashes
- Delayed transaction updates

**Requested features**

- Add mobile wallet/payment support
- Improve transaction history and balance tracking
- Provide account/routing number access in-app
- Implement facial recognition login
- Restore home screen widget functionality


### EECU

[App page](https://appshunter.io/ios/app/eecu/id571390535)

Manage your finances on the go with this secure mobile banking application. Easily check balances, transfer funds, pay bills, and deposit checks from your device. Access your money anytime, anywhere with convenient features for everyday banking needs.

**Highlights:** Check account balances, View transaction history, Transfer funds between accounts, Make bill payments, Deposit checks, Activate cash back offers, Find branch and ATM locations

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 👍 User-friendly interface
- 🔒 Secure banking
- 💡 Excellent customer service

**What reviewers complain about**

- 🐛 Inconsistent mobile deposit functionality
- 🔀 Frustrating interface changes
- 🔒 Cumbersome login process with multiple accounts

**Reported bugs**

- Infinite loading or account information not displaying
- Inconsistent mobile deposit recognition

**Requested features**

- Easier inter-bank account transfers
- Savings account management within the app
- More detailed transaction history and budgeting tools


## Frequently asked questions

### Is Safe 1 Mobile Banking free?

Safe 1 Mobile Banking is free to download, with no in-app purchases.

### Is EECU free?

EECU is free to download, with no in-app purchases.

### Which has better reviews, Safe 1 Mobile Banking or EECU?

Safe 1 Mobile Banking is rated higher. Safe 1 Mobile Banking averages 4.8 out of 5 from 7.3K ratings, while EECU averages 4.8 from 36K ratings.

### Do Safe 1 Mobile Banking or EECU have ads?

Both Safe 1 Mobile Banking and EECU show ads.

### Which is updated more often, Safe 1 Mobile Banking or EECU?

Safe 1 Mobile Banking ships an update every 3 months, and EECU every 3 months. Most recently, Safe 1 Mobile Banking was updated on September 22, 2026 and EECU on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*