# Firstrust Bank vs Citadel Mobile Banking

The clearest difference is ads: Citadel Mobile Banking at none against Firstrust Bank's shown. Citadel Mobile Banking also leads on ratings volume (26K vs 952). Firstrust Bank's advantage is review sentiment (88% vs 65%). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Firstrust Bank against 4.8 for Citadel Mobile Banking. That said, the two scores are not equally well evidenced: Citadel Mobile Banking has 26K ratings behind it against 952, so its average is the more settled of the two. Written reviews are what separate them: 88% of Firstrust Bank's written reviews are positive against 65% of Citadel Mobile Banking's.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Firstrust Bank | Citadel Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (952 ratings)](https://appshunter.io/ios/app/firstrust-bank/id528050078/reviews) | **[4.8 (26K ratings)](https://appshunter.io/ios/app/citadel-mobile-banking/id567804498/reviews)** |
| Number of ratings | 952 | **26K** |
| Positive reviews | **87.9% of reviews** | 65.2% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 69 MB | 42 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Firstrust Bank](https://appshunter.io/developer/528050081) | [Citadel Federal Credit Union](https://appshunter.io/developer/567804501) |

## What reviewers say

### Firstrust Bank

[App page](https://appshunter.io/ios/app/firstrust-bank/id528050078)

Manage your personal or business finances securely and conveniently from your mobile device. Access account details, transfer funds, deposit checks, pay bills, and track spending with integrated budgeting tools.

**Highlights:** View account balances and transactions, Transfer funds between accounts, Mobile check deposit, Bill payment and loan payments, Real-time alerts and credit score updates, Budgeting and spending tools

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient mobile banking
- 👍 User-friendly interface
- 🔒 Secure banking experience
- 💡 Useful features like mobile deposits and bill pay
- 🚀 Quick and efficient

**What reviewers complain about**

- 🐛 Issues with bill pay functionality
- 🐛 Occasional app crashes or bugs
- 🔋 Slow load times for certain features

**Reported bugs**

- Bill pay defaults to current date instead of due date
- Mobile deposit issues where checks are not accepted
- App crashes when trying to deposit checks

**Requested features**

- Improved bill pay experience
- Increase daily deposit limits
- Integrate with third-party payment apps


### Citadel Mobile Banking

[App page](https://appshunter.io/ios/app/citadel-mobile-banking/id567804498)

Manage your bank accounts 24/7 from your mobile device. Deposit checks, view balances and transaction history, and access financial planning tools. Securely control your cards and personalize your banking experience.

**Highlights:** Manage multiple accounts, Instant check deposits, View balances and transactions, Financial health tools, Mobile payments and bill pay, Card controls and alerts, Biometric login

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient mobile banking
- 👍 Reliable and secure
- 💡 Useful features like mobile deposit
- 🔒 Robust security with face ID
- 👍 Great customer service

**What reviewers complain about**

- 🐛 Buggy mobile deposit feature
- 🔀 Confusing navigation and layout
- 🔀 Inconsistent app performance
- 🔀 Lack of customization options
- 🔀 Outdated bill pay functionality

**Reported bugs**

- Frequent app crashes
- Login issues with face ID
- Incorrect account balance display
- Unreliable mobile deposit
- Inconsistent push notification delivery

**Requested features**

- Improve mobile deposit experience
- Streamline navigation and layout
- Add more customization options
- Enhance bill pay functionality
- Implement weekend customer support


## Frequently asked questions

### Is Firstrust Bank free?

Firstrust Bank is free to download, with no in-app purchases.

### Is Citadel Mobile Banking free?

Citadel Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, Firstrust Bank or Citadel Mobile Banking?

Citadel Mobile Banking is rated higher. Firstrust Bank averages 4.8 out of 5 from 952 ratings, while Citadel Mobile Banking averages 4.8 from 26K ratings.

### Do Firstrust Bank or Citadel Mobile Banking have ads?

Firstrust Bank shows ads; Citadel Mobile Banking does not.

### Which is updated more often, Firstrust Bank or Citadel Mobile Banking?

Firstrust Bank ships an update every 3 months, and Citadel Mobile Banking every 3 months. Most recently, Firstrust Bank was updated on October 24, 2026 and Citadel Mobile Banking on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*