# Firstrust Bank vs PenciledOut

The clearest difference is in-app purchases: Firstrust Bank at none against PenciledOut's 2. Firstrust Bank also leads on ratings volume (955 vs 4). PenciledOut's advantage is ads (none vs shown) and rating (5.0 vs 4.8). On price, device support and iOS requirement there is nothing between them.

Both are free to download. PenciledOut sells 2 in-app purchases, starting at $49.99 per month. Firstrust Bank asks for nothing beyond the download.

PenciledOut holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Firstrust Bank has 955 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 88% of Firstrust Bank's written reviews are positive against 100% of PenciledOut's.

## The numbers

| Metric | Firstrust Bank | PenciledOut |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (955 ratings)](https://appshunter.io/ios/app/firstrust-bank/id528050078/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/penciledout/id6770811445/reviews)** |
| Number of ratings | **955** | 4 |
| Positive reviews | 87.6% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | — |
| Monetization | **Free** | Free with in-app purchases |
| Size | 69 MB | 13 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Firstrust Bank](https://appshunter.io/developer/528050081) | [Philly Capital Group LLC](https://appshunter.io/developer/1896764116) |

## What reviewers say

### Firstrust Bank

[App page](https://appshunter.io/ios/app/firstrust-bank/id528050078)

Manage your personal or business finances securely and conveniently from your mobile device. Access account details, transfer funds, deposit checks, pay bills, and track spending with integrated budgeting tools.

**Highlights:** View account balances and transactions, Transfer funds between accounts, Mobile check deposit, Bill payment and loan payments, Real-time alerts and credit score updates, Budgeting and spending tools

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient mobile banking
- 👍 User-friendly interface
- 🔒 Secure banking experience
- 💡 Useful features like mobile deposits and bill pay
- 🚀 Quick and efficient

**What reviewers complain about**

- 🐛 Issues with bill pay functionality
- 🐛 Occasional app crashes or bugs
- 🔋 Slow load times for certain features

**Reported bugs**

- Bill pay defaults to current date instead of due date
- Mobile deposit issues where checks are not accepted
- App crashes when trying to deposit checks

**Requested features**

- Improved bill pay experience
- Increase daily deposit limits
- Integrate with third-party payment apps


### PenciledOut

[App page](https://appshunter.io/ios/app/penciledout/id6770811445)

Analyze real estate deals with comprehensive financial modeling and zoning analysis tools. Quickly screen offering memorandums and export detailed investment memos.

**Highlights:** Full proformas with financial modeling, OM Screener for instant deal verdicts, Zoning analysis with computed metrics, District zoning lookup by address, Investment memo PDF export, Excel export for proformas, Share deals via link

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro | $49.99 | per month |
| Pro Unlimited | $99.99 | per month |


## Frequently asked questions

### Is Firstrust Bank free?

Firstrust Bank is free to download, with no in-app purchases.

### Is PenciledOut free?

PenciledOut is free to download, with in-app purchases available.

### Which has better reviews, Firstrust Bank or PenciledOut?

PenciledOut is rated higher. Firstrust Bank averages 4.8 out of 5 from 955 ratings, while PenciledOut averages 5.0 from 4 ratings.

### Do Firstrust Bank or PenciledOut have ads?

Firstrust Bank shows ads; PenciledOut does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*