# Paymode vs Federated mySHIELD

The clearest difference is review sentiment: Federated mySHIELD at 100% against Paymode's 29%. Federated mySHIELD also leads on rating (5.0 vs 3.7) and update cadence (monthly vs every 3 months). Paymode's advantage is monetization model (free vs ad-supported). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Federated mySHIELD holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 11 and 15 respectively. Written reviews point the same way: 29% of Paymode's written reviews are positive against 100% of Federated mySHIELD's.

Paymode ships an update every 3 months, Federated mySHIELD monthly. The most recent releases landed on October 15, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Paymode | Federated mySHIELD |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (11 ratings)](https://appshunter.io/ios/app/paymode/id528699227/reviews) | **[5.0 (15 ratings)](https://appshunter.io/ios/app/federated-myshield/id1491829029/reviews)** |
| Number of ratings | 11 | **15** |
| Positive reviews | 28.6% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | **Free** | Ad-supported |
| Size | 55 MB | 24 MB |
| Requires iOS | 16.6 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Bottomline Technologies](https://appshunter.io/developer/528699510) | [Federated Mutual Insurance Company](https://appshunter.io/developer/1491829028) |

## What reviewers say

### Paymode

[App page](https://appshunter.io/ios/app/paymode/id528699227)

Manage payments and invoices on the go with two distinct experiences for payers and vendors. Approve, reject, and track transactions, upload invoices, and gain insights into your financial activity. Securely receive payments and monitor their status.

**Highlights:** Approve/reject payments and invoices, Track payment history and trends, Upload invoices via email, files, or camera, Code invoices and allocate costs, Gain personalized financial insights, Search for payments and invoices, Secure vendor payment reception

**In-app purchases:** none


### Federated mySHIELD

[App page](https://appshunter.io/ios/app/federated-myshield/id1491829029)

Access risk management tools for your business, including industry-specific training, certificate management, and efficient lists for vehicles and drivers. Report claims and manage invoices conveniently. The app also allows for user management and access level control.

**Highlights:** Industry-specific training, Certificate management, Vehicle and driver lists, Report claims, Pay and manage invoices, User management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Paymode free?

Paymode is free to download, with no in-app purchases.

### Is Federated mySHIELD free?

Federated mySHIELD is free to download, with no in-app purchases.

### Which has better reviews, Paymode or Federated mySHIELD?

Federated mySHIELD is rated higher. Paymode averages 3.7 out of 5 from 11 ratings, while Federated mySHIELD averages 5.0 from 15 ratings.

### Do Paymode or Federated mySHIELD have ads?

Neither Paymode nor Federated mySHIELD shows ads.

### Which is updated more often, Paymode or Federated mySHIELD?

Paymode ships an update every 3 months, and Federated mySHIELD monthly. Most recently, Paymode was updated on October 15, 2026 and Federated mySHIELD on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*