# Addiko Mobile Hrvatska vs eSewa

The clearest difference is rating: Addiko Mobile Hrvatska at 4.6 against eSewa's 3.2. Addiko Mobile Hrvatska also leads on review sentiment (33% vs 19%). eSewa's advantage is ratings volume (535 vs 96) and iOS requirement (13 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Addiko Mobile Hrvatska holds the better App Store score, 4.6 against 3.2. That said, the two scores are not equally well evidenced: eSewa has 535 ratings behind it against 96, so its average is the more settled of the two. Written reviews point the same way: 33% of Addiko Mobile Hrvatska's written reviews are positive against 19% of eSewa's.

Addiko Mobile Hrvatska ships an update every 11 days, eSewa every 10 days. The most recent releases landed on November 10, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | Addiko Mobile Hrvatska | eSewa |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (96 ratings)](https://appshunter.io/ios/app/addiko-mobile-hrvatska/id529756500/reviews)** | [3.2 (535 ratings)](https://appshunter.io/ios/app/esewa/id614370939/reviews) |
| Number of ratings | 96 | **535** |
| Positive reviews | **33.3% of reviews** | 18.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 11 days | **Every 10 days** |
| Monetization | Free | Free |
| Size | 128 MB | 417 MB |
| Requires iOS | 15.6 | **13** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Addiko Bank](https://appshunter.io/developer/1135444311) | [ESEWA LTD.](https://appshunter.io/developer/1838270512) |

## What reviewers say

### Addiko Mobile Hrvatska

[App page](https://appshunter.io/ios/app/addiko-mobile-hrvatska/id529756500)

Manage your finances on the go with this mobile banking app. Easily make payments, control credit card spending, and access banking services like opening an e-booklet or managing your card PIN. Enjoy features like instant payments and barcode scanning for bills.

**Highlights:** Instant payments, Photo pay for bills, IBAN sharing, Credit card management, eKnjižica (e-booklet), Redomat (queue management), mToken access

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### eSewa

[App page](https://appshunter.io/ios/app/esewa/id614370939)

This app allows users to manage their finances and pay bills directly from their mobile devices. Users can easily recharge their phones, pay for utilities like electricity and water, and even book tickets, potentially saving money each month.

**Highlights:** Mobile recharge and top-up, Utility bill payments (electricity, water, internet), Ticket booking (air, bus), Fund loading via internet banking, counter deposit, or cash points, Send and receive money, Online shopping, School fee payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Convenient payment options
- 🤝 Helpful for transactions
- ⚡ Fast and efficient

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🕰️ Slow response times
- 🤖 Poor customer service
- 💳 Unreliable payment processing
- 🔒 Lack of security features

**Reported bugs**

- Login issues
- Transaction failures
- App crashes on certain devices
- Verification process problems

**Requested features**

- Offline payment mode
- Biometric login options
- Improved user interface
- Enhanced security measures
- Better customer support


## Frequently asked questions

### Is Addiko Mobile Hrvatska free?

Addiko Mobile Hrvatska is free to download, with no in-app purchases.

### Is eSewa free?

eSewa is free to download, with no in-app purchases.

### Which has better reviews, Addiko Mobile Hrvatska or eSewa?

Addiko Mobile Hrvatska is rated higher. Addiko Mobile Hrvatska averages 4.6 out of 5 from 96 ratings, while eSewa averages 3.2 from 535 ratings.

### Do Addiko Mobile Hrvatska or eSewa have ads?

Neither Addiko Mobile Hrvatska nor eSewa shows ads.

### Which is updated more often, Addiko Mobile Hrvatska or eSewa?

Addiko Mobile Hrvatska ships an update every 11 days, and eSewa every 10 days. Most recently, Addiko Mobile Hrvatska was updated on November 10, 2026 and eSewa on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*