# FinFit vs Paychex Pay

The clearest difference is review sentiment: FinFit at 57% against Paychex Pay's 12%. FinFit also leads on monetization model (free vs free with in-app purchases) and rating (4.9 vs 4.7). Paychex Pay's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FinFit holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: FinFit has 2.9K ratings behind it against 321, so its average is the more settled of the two. Written reviews point the same way: 57% of FinFit's written reviews are positive against 12% of Paychex Pay's.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 27, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | FinFit | Paychex Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (2.9K ratings)](https://appshunter.io/ios/app/finfit/id529824247/reviews)** | [4.7 (321 ratings)](https://appshunter.io/ios/app/paychex-pay/id6449838354/reviews) |
| Number of ratings | **2.9K** | 321 |
| Positive reviews | **57.3% of reviews** | 11.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 76 MB | 83 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [FinFit Ops LLC](https://appshunter.io/developer/1102892433) | [Paychex, Inc](https://appshunter.io/developer/476461118) |

## What reviewers say

### FinFit

[App page](https://appshunter.io/ios/app/finfit/id529824247)

This app provides employees with educational resources, tools, and financial solutions to achieve financial stability and meet their goals. Earn points through a rewards program for cash and prizes, and access services like personalized assessments, coaching, and money management.

**Highlights:** Personalized financial assessment, One-on-one financial coaching, Credit and banking solutions, Student loan services, Online money management dashboard, Budgeting tools and calculators, Member rewards program

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Life saver in emergencies
- 👍 Great for tough times
- 👍 Helpful with loan payback options
- 👍 Tremendous help in an emergency
- 👍 Excellent payment methods

**What reviewers complain about**

- 🐛 Impossible login
- 🐛 Security is impossible
- 🐛 Wait 20 minutes for wrong attempts
- 🐛 Useless as app
- 🐛 Keeps getting minimum loan amount

**Reported bugs**

- Impossible login
- Security is impossible
- Wait 20 minutes for wrong attempts
- Useless as app
- Keeps getting minimum loan amount

**Requested features**

- Option to stretch loan payments
- Bi-monthly payment option
- Ability to update employment details easily
- Automatic loan approval after early payment
- Dark mode option


### Paychex Pay

[App page](https://appshunter.io/ios/app/paychex-pay/id6449838354)

Manage your finances with an online account featuring a debit card and optional savings. Get paid faster, move money easily, and make quick purchases. Earn rewards and benefit from identity theft protection.

**Highlights:** Get paid up to 2 days earlier, Move money between accounts, Send money to friends, Contactless payments, Mobile check deposit, Optional savings account, Cash back rewards

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is FinFit free?

FinFit is free to download, with no in-app purchases.

### Is Paychex Pay free?

Paychex Pay is free to download, with no in-app purchases.

### Which has better reviews, FinFit or Paychex Pay?

FinFit is rated higher. FinFit averages 4.9 out of 5 from 2.9K ratings, while Paychex Pay averages 4.7 from 321 ratings.

### Do FinFit or Paychex Pay have ads?

Neither FinFit nor Paychex Pay shows ads.

### Which is updated more often, FinFit or Paychex Pay?

FinFit ships an update every 2 months, and Paychex Pay every 2 months. Most recently, FinFit was updated on September 27, 2026 and Paychex Pay on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*