# IBK China CMS vs CardCycle

The clearest difference is update cadence: CardCycle at every 4 weeks against IBK China CMS's every 18 months. IBK China CMS's advantage is iOS requirement (10.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IBK China CMS ships an update every 18 months, CardCycle every 4 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | IBK China CMS | CardCycle |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/cardcycle/id6799073605/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 18 months | **Every 4 weeks** |
| Monetization | — | Free with in-app purchases |
| Size | 16 MB | 3 MB |
| Requires iOS | **10.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Industruial Bank of Korea (China) Limited](https://appshunter.io/developer/532466295) | [凡 王](https://appshunter.io/developer/6798913989) |

## What reviewers say

### IBK China CMS

[App page](https://appshunter.io/ios/app/ibk-china-cms/id532466292)

**In-app purchases:** none


### CardCycle

[App page](https://appshunter.io/ios/app/cardcycle/id6799073605)

This app helps you manage credit card annual fees by tracking fee cycles, waiver rules, and spending goals. It allows you to log transactions and filter cards by various criteria. Data syncs privately across devices.

**Highlights:** Track annual fees and cycle dates, Manage waiver rules, Monitor spending goals, Log transactions quickly, Filter cards by bank and status, Cross-device data sync, Customizable appearance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is IBK China CMS free?

IBK China CMS is free to download, with no in-app purchases.

### Is CardCycle free?

CardCycle is free to download, with no in-app purchases.

### Do IBK China CMS or CardCycle have ads?

Neither IBK China CMS nor CardCycle shows ads.

### Which is updated more often, IBK China CMS or CardCycle?

IBK China CMS ships an update every 18 months, and CardCycle every 4 weeks. Most recently, IBK China CMS was updated on October 26, 2026 and CardCycle on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*