# Happen Bank vs Best Egg

Happen Bank and Best Egg both sit at 4.8 stars, but that hides the real split: 71% of Happen Bank's written reviews are positive against 37% of Best Egg's. Happen Bank also leads on update cadence (every 10 days vs monthly) and device support (3 vs 1). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Happen Bank against 4.8 for Best Egg. Both are backed by a comparable volume of ratings — 9.7K and 11K respectively. Written reviews are what separate them: 71% of Happen Bank's written reviews are positive against 37% of Best Egg's.

Happen Bank ships an update every 10 days, Best Egg monthly. Both last shipped on November 4, 2026.

## The numbers

| Metric | Happen Bank | Best Egg |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (9.7K ratings)](https://appshunter.io/ios/app/happen-bank/id532638447/reviews)** | [4.8 (11K ratings)](https://appshunter.io/ios/app/best-egg/id6476990901/reviews) |
| Number of ratings | 9.7K | **11K** |
| Positive reviews | **71.3% of reviews** | 36.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Monthly |
| Monetization | Free | Free |
| Size | 130 MB | 33 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Happen, Inc](https://appshunter.io/developer/1194703486) | [Best Egg Technologies, LLC](https://appshunter.io/developer/1728513231) |

## What reviewers say

### Happen Bank

[App page](https://appshunter.io/ios/app/happen-bank/id532638447)

Manage your checking, savings, personal loans, and credit report all in one place. This app offers features to help you save, borrow, and track your financial health with tools like a credit simulator and free credit score monitoring.

**Highlights:** Consolidated account management, Loan progress tracking, Free credit score and report monitoring, Debt consolidation options, Mobile check deposit, Debit card locking, Early direct deposit access

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Convenient banking
- 🚀 Seamless experience
- 🚀 Intuitive interface
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Buggy app
- 🐛 Unreliable app performance
- 🐛 Slow transaction processing
- 🐛 Inconsistent user experience
- 🐛 Difficult to navigate

**Reported bugs**

- Account login issues
- Incorrect account balance display
- Unreliable mobile deposit functionality
- Delayed transaction updates
- Compatibility problems with newer devices

**Requested features**

- Improve mobile deposit process
- Add Zelle integration
- Enhance transaction history and categorization
- Provide better account management tools
- Improve app responsiveness and stability


### Best Egg

[App page](https://appshunter.io/ios/app/best-egg/id6476990901)

Manage your personal finances securely and conveniently from anywhere. Check balances, pay bills, and monitor your credit score with a suite of financial health tools. Access account details and customer service easily within the app.

**Highlights:** Account management, Secure access with encryption, Bill payments, Financial health tools, Credit score monitoring, Customer service access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Able to log in
- 👍 Thankful for the update

**What reviewers complain about**

- 🐛 Unable to log in
- 🐛 Keyboard covers submit button
- 🐛 App doesn't work
- 🐛 Login credentials not recognized
- 🐛 Cannot sign in

**Reported bugs**

- Login issues
- App not recognizing login credentials
- Keyboard covering submit button

**Requested features**

- Fix login issues
- Improve app functionality


## Frequently asked questions

### Is Happen Bank free?

Happen Bank is free to download, with no in-app purchases.

### Is Best Egg free?

Best Egg is free to download, with no in-app purchases.

### Which has better reviews, Happen Bank or Best Egg?

Happen Bank is rated higher. Happen Bank averages 4.8 out of 5 from 9.7K ratings, while Best Egg averages 4.8 from 11K ratings.

### Do Happen Bank or Best Egg have ads?

Neither Happen Bank nor Best Egg shows ads.

### Which is updated more often, Happen Bank or Best Egg?

Happen Bank ships an update every 10 days, and Best Egg monthly. Most recently, Happen Bank was updated on November 4, 2026 and Best Egg on November 4, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*