# UCB Banks vs FSBCH Mobile App

UCB Banks and FSBCH Mobile App both sit at 4.8 stars, but that hides the real split: 55% of UCB Banks's written reviews are positive against 0% of FSBCH Mobile App's. UCB Banks also leads on ratings volume (9.8K vs 94). FSBCH Mobile App's advantage is monetization model (ad-supported vs free with in-app purchases). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for UCB Banks against 4.9 for FSBCH Mobile App. That said, the two scores are not equally well evidenced: UCB Banks has 9.8K ratings behind it against 94, so its average is the more settled of the two. Written reviews are what separate them: 55% of UCB Banks's written reviews are positive against 0% of FSBCH Mobile App's.

UCB Banks ships an update every 3 months, FSBCH Mobile App every 5 months. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | UCB Banks | FSBCH Mobile App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (9.8K ratings)](https://appshunter.io/ios/app/ucb-banks/id533451602/reviews) | **[4.9 (94 ratings)](https://appshunter.io/ios/app/fsbch-mobile-app/id1530443336/reviews)** |
| Number of ratings | **9.8K** | 94 |
| Positive reviews | **55.4% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | **Every 3 months** | Every 5 months |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 117 MB | 111 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [United Community Bancorp, Inc.](https://appshunter.io/developer/529254398) | [First State Bank Of Campbell Hill, Inc](https://appshunter.io/developer/1530443338) |

## What reviewers say

### UCB Banks

[App page](https://appshunter.io/ios/app/ucb-banks/id533451602)

Manage your banking needs securely and conveniently with this free mobile app. Access your accounts 24/7 to check balances, transfer funds, deposit checks, and monitor your credit score. It offers a quick and easy way to handle your finances on the go.

**Highlights:** Check account balances, Review transaction history, Transfer funds, Make loan payments, Deposit checks, Monitor credit score, Pay and receive bills

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 💳 Helpful with managing accounts
- 🔒 Secure app
- 💡 Great new features

**What reviewers complain about**

- 🐛 Frequent crashes and glitches
- ⚠️ Unreliable login and access
- 🔍 Limited functionality compared to website
- 🕰️ Slow performance and loading times
- 🔒 Frustrating security measures

**Reported bugs**

- Login issues and account lockouts
- App crashes on startup
- Alerts and notifications not working
- Inconsistent performance across devices
- Trouble accessing accounts and features

**Requested features**

- Add ability to add notes/descriptions to transfers
- Improve mobile check deposit functionality
- Integrate with more money transfer services
- Provide option to enlarge font size
- Restore ability to view check images


### FSBCH Mobile App

[App page](https://appshunter.io/ios/app/fsbch-mobile-app/id1530443336)

Manage your finances on the go with this mobile banking application. Easily transfer funds between accounts, pay bills, and monitor your account balances from anywhere. Experience convenient banking at your fingertips.

**Highlights:** Fund transfers, Bill payments, Account balance checks, Mobile banking, Financial management

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is UCB Banks free?

UCB Banks is free to download, with no in-app purchases.

### Is FSBCH Mobile App free?

FSBCH Mobile App is free to download, with no in-app purchases.

### Which has better reviews, UCB Banks or FSBCH Mobile App?

FSBCH Mobile App is rated higher. UCB Banks averages 4.8 out of 5 from 9.8K ratings, while FSBCH Mobile App averages 4.9 from 94 ratings.

### Do UCB Banks or FSBCH Mobile App have ads?

Both UCB Banks and FSBCH Mobile App show ads.

### Which is updated more often, UCB Banks or FSBCH Mobile App?

UCB Banks ships an update every 3 months, and FSBCH Mobile App every 5 months. Most recently, UCB Banks was updated on October 26, 2026 and FSBCH Mobile App on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*