# UCB Banks vs BOS Mobile Banking

The clearest difference is ads: BOS Mobile Banking at none against UCB Banks's shown. UCB Banks's advantage is review sentiment (55% vs 46%) and ratings volume (9.8K vs 2.3K). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for UCB Banks against 4.8 for BOS Mobile Banking. Both are backed by a comparable volume of ratings — 9.8K and 2.3K respectively. Written reviews are what separate them: 55% of UCB Banks's written reviews are positive against 46% of BOS Mobile Banking's.

UCB Banks ships an update every 3 months, BOS Mobile Banking every 4 months. Both last shipped on October 29, 2026.

## The numbers

| Metric | UCB Banks | BOS Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (9.8K ratings)](https://appshunter.io/ios/app/ucb-banks/id533451602/reviews)** | [4.8 (2.3K ratings)](https://appshunter.io/ios/app/bos-mobile-banking/id575889751/reviews) |
| Number of ratings | **9.8K** | 2.3K |
| Positive reviews | **55.4% of reviews** | 46.3% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 117 MB | 118 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [United Community Bancorp, Inc.](https://appshunter.io/developer/529254398) | [Bank of Springfield](https://appshunter.io/developer/575889754) |

## What reviewers say

### UCB Banks

[App page](https://appshunter.io/ios/app/ucb-banks/id533451602)

Manage your banking needs securely and conveniently with this free mobile app. Access your accounts 24/7 to check balances, transfer funds, deposit checks, and monitor your credit score. It offers a quick and easy way to handle your finances on the go.

**Highlights:** Check account balances, Review transaction history, Transfer funds, Make loan payments, Deposit checks, Monitor credit score, Pay and receive bills

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 💳 Helpful with managing accounts
- 🔒 Secure app
- 💡 Great new features

**What reviewers complain about**

- 🐛 Frequent crashes and glitches
- ⚠️ Unreliable login and access
- 🔍 Limited functionality compared to website
- 🕰️ Slow performance and loading times
- 🔒 Frustrating security measures

**Reported bugs**

- Login issues and account lockouts
- App crashes on startup
- Alerts and notifications not working
- Inconsistent performance across devices
- Trouble accessing accounts and features

**Requested features**

- Add ability to add notes/descriptions to transfers
- Improve mobile check deposit functionality
- Integrate with more money transfer services
- Provide option to enlarge font size
- Restore ability to view check images


### BOS Mobile Banking

[App page](https://appshunter.io/ios/app/bos-mobile-banking/id575889751)

Securely manage your bank account on the go. Check balances, view transactions, transfer funds, and pay bills directly from your mobile device using your existing online banking credentials.

**Highlights:** Check account balances, View recent transactions, Transfer money between accounts, Pay bills, Secure mobile banking

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Smooth and reliable
- 💡 Convenient and easy to use
- 👍 Great for less tech-savvy users
- 🚀 Efficient internal transfer feature

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Unreliable app performance
- 🐛 Bugs and glitches after updates
- 🔒 Security concerns with account access
- 🔧 Inconvenient UI changes

**Reported bugs**

- App crashes and freezes frequently
- Face/fingerprint ID recognition not working
- Inability to access account after updates
- Compatibility issues with older devices

**Requested features**

- Bring back old, more user-friendly UI
- Add option to disable mandatory updates
- Improve deposit and payment functionalities
- Provide better visibility into overdraft accounts


## Frequently asked questions

### Is UCB Banks free?

UCB Banks is free to download, with no in-app purchases.

### Is BOS Mobile Banking free?

BOS Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, UCB Banks or BOS Mobile Banking?

UCB Banks is rated higher. UCB Banks averages 4.8 out of 5 from 9.8K ratings, while BOS Mobile Banking averages 4.8 from 2.3K ratings.

### Do UCB Banks or BOS Mobile Banking have ads?

UCB Banks shows ads; BOS Mobile Banking does not.

### Which is updated more often, UCB Banks or BOS Mobile Banking?

UCB Banks ships an update every 3 months, and BOS Mobile Banking every 4 months. Most recently, UCB Banks was updated on October 29, 2026 and BOS Mobile Banking on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*