# GoBank vs NetSpend Small Business

The clearest difference is rating: GoBank at 4.2 against NetSpend Small Business's 3.2. GoBank also leads on ratings volume (5.3K vs 29) and update cadence (every 5 weeks vs every 3 months). NetSpend Small Business's advantage is review sentiment (33% vs 17%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

GoBank holds the better App Store score, 4.2 against 3.2. That said, the two scores are not equally well evidenced: GoBank has 5.3K ratings behind it against 29, so its average is the more settled of the two. Written reviews complicate that: 17% of GoBank's written reviews are positive against 33% of NetSpend Small Business's, so the app with the better star average is not the one people write more warmly about.

GoBank ships an update every 5 weeks, NetSpend Small Business every 3 months. The most recent releases landed on October 21, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | GoBank | NetSpend Small Business |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (5.3K ratings)](https://appshunter.io/ios/app/gobank-mobile-banking/id535272164/reviews)** | [3.2 (29 ratings)](https://appshunter.io/ios/app/netspend-small-business/id1122232949/reviews) |
| Number of ratings | **5.3K** | 29 |
| Positive reviews | 17.1% of reviews | **33.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 130 MB | 47 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Green Dot Corporation](https://appshunter.io/developer/437092811) | [Netspend Corporation](https://appshunter.io/developer/381397907) |

## What reviewers say

### GoBank

[App page](https://appshunter.io/ios/app/gobank-mobile-banking/id535272164)

This mobile banking app offers a checking account designed to avoid traditional bank fees. It provides early direct deposit, a free ATM network, and tools for bill pay, sending money, and mobile check deposits. It also includes a budgeting feature to help manage spending.

**Highlights:** No surprise fees, Early direct deposit, Free ATM network, Bill pay, Send money, Mobile check deposit, Budgeting tool

**In-app purchases:** none

**What reviewers like**

- 🚀 Great app to pay and go
- 💡 Ability to stash money and check balance without logging in
- 👍 Convenient for Uber drivers

**What reviewers complain about**

- 🐛 Frequent app crashes and errors
- 🔒 Inability to access own money due to security issues
- 💰 Many hidden fees and charges
- ⚠️ Unreliable customer service and account management

**Reported bugs**

- Inability to log in or access account
- Disappearing vault and missing money issues
- Unreliable bill pay and money transfer features

**Requested features**

- Improved app stability and functionality
- Faster check deposit processing
- Better communication on account changes and fees


### NetSpend Small Business

[App page](https://appshunter.io/ios/app/netspend-small-business/id1122232949)

Manage your business finances on the go. Easily track income and expenses, simplify tax preparation with organized transactions, and accept payments directly through the app. Keep business and personal finances separate for better control.

**Highlights:** Separate business and personal expenses, Organize transactions for tax preparation, Accept payments on the go, Load checks, cash, and card payments, Secure and fast financial management

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is GoBank free?

GoBank is free to download, with no in-app purchases.

### Is NetSpend Small Business free?

NetSpend Small Business is free to download, with no in-app purchases.

### Which has better reviews, GoBank or NetSpend Small Business?

GoBank is rated higher. GoBank averages 4.2 out of 5 from 5.3K ratings, while NetSpend Small Business averages 3.2 from 29 ratings.

### Do GoBank or NetSpend Small Business have ads?

Neither GoBank nor NetSpend Small Business shows ads.

### Which is updated more often, GoBank or NetSpend Small Business?

GoBank ships an update every 5 weeks, and NetSpend Small Business every 3 months. Most recently, GoBank was updated on October 21, 2026 and NetSpend Small Business on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*