# GoBank vs Netspend Expense Management

The clearest difference is rating: GoBank at 4.2 against Netspend Expense Management's 1.0. GoBank also leads on ratings volume (5.3K vs 1) and update cadence (every 5 weeks vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

GoBank holds the better App Store score, 4.2 against 1.0. That said, the two scores are not equally well evidenced: GoBank has 5.3K ratings behind it against 1, so its average is the more settled of the two.

GoBank ships an update every 5 weeks, Netspend Expense Management every 4 months. The most recent releases landed on October 14, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | GoBank | Netspend Expense Management |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (5.3K ratings)](https://appshunter.io/ios/app/gobank-mobile-banking/id535272164/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/netspend-expense-management/id1352398852/reviews) |
| Number of ratings | **5.3K** | 1 |
| Positive reviews | 17.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 4 months |
| Monetization | Free | Free |
| Size | 130 MB | 13 MB |
| Requires iOS | 12.0 | **11** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Green Dot Corporation](https://appshunter.io/developer/437092811) | [Netspend Corporation](https://appshunter.io/developer/381397907) |

## What reviewers say

### GoBank

[App page](https://appshunter.io/ios/app/gobank-mobile-banking/id535272164)

This mobile banking app offers a checking account designed to avoid traditional bank fees. It provides early direct deposit, a free ATM network, and tools for bill pay, sending money, and mobile check deposits. It also includes a budgeting feature to help manage spending.

**Highlights:** No surprise fees, Early direct deposit, Free ATM network, Bill pay, Send money, Mobile check deposit, Budgeting tool

**In-app purchases:** none

**What reviewers like**

- 🚀 Great app to pay and go
- 💡 Ability to stash money and check balance without logging in
- 👍 Convenient for Uber drivers

**What reviewers complain about**

- 🐛 Frequent app crashes and errors
- 🔒 Inability to access own money due to security issues
- 💰 Many hidden fees and charges
- ⚠️ Unreliable customer service and account management

**Reported bugs**

- Inability to log in or access account
- Disappearing vault and missing money issues
- Unreliable bill pay and money transfer features

**Requested features**

- Improved app stability and functionality
- Faster check deposit processing
- Better communication on account changes and fees


### Netspend Expense Management

[App page](https://appshunter.io/ios/app/netspend-expense-management/id1352398852)

Manage company finances and track expenses on the go. Control employee spending by setting limits and restricting ATM access for expense cards. Order and manage cards directly from your mobile device.

**Highlights:** View expense card transactions, Control employee fund availability, Restrict or allow ATM use, Order expense cards, Manage cards from mobile

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is GoBank free?

GoBank is free to download, with no in-app purchases.

### Is Netspend Expense Management free?

Netspend Expense Management is free to download, with no in-app purchases.

### Which has better reviews, GoBank or Netspend Expense Management?

GoBank is rated higher. GoBank averages 4.2 out of 5 from 5.3K ratings, while Netspend Expense Management averages 1.0 from 1 ratings.

### Do GoBank or Netspend Expense Management have ads?

Neither GoBank nor Netspend Expense Management shows ads.

### Which is updated more often, GoBank or Netspend Expense Management?

GoBank ships an update every 5 weeks, and Netspend Expense Management every 4 months. Most recently, GoBank was updated on October 14, 2026 and Netspend Expense Management on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*