# GoBank vs Scarlet App

The clearest difference is rating: Scarlet App at 4.7 against GoBank's 4.1. Scarlet App also leads on review sentiment (50% vs 17%). GoBank's advantage is device support (4 vs 2) and ratings volume (5.3K vs 1.7K). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scarlet App holds the better App Store score, 4.7 against 4.1. Both are backed by a comparable volume of ratings — 5.3K and 1.7K respectively. Written reviews point the same way: 17% of GoBank's written reviews are positive against 50% of Scarlet App's.

GoBank ships an update every 6 weeks, Scarlet App monthly. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | GoBank | Scarlet App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (5.3K ratings)](https://appshunter.io/ios/app/gobank-mobile-banking/id535272164/reviews) | **[4.7 (1.7K ratings)](https://appshunter.io/ios/app/scarlet-app/id1572651177/reviews)** |
| Number of ratings | **5.3K** | 1.7K |
| Positive reviews | 16.9% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | Free | Free |
| Size | 89 MB | 39 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Green Dot Corporation](https://appshunter.io/developer/437092811) | [HI Technology Corp](https://appshunter.io/developer/804191919) |

## What reviewers say

### GoBank

[App page](https://appshunter.io/ios/app/gobank-mobile-banking/id535272164)

This mobile banking app offers a checking account designed to avoid traditional bank fees. It provides early direct deposit, a free ATM network, and tools for bill pay, sending money, and mobile check deposits. It also includes a budgeting feature to help manage spending.

**Highlights:** No surprise fees, Early direct deposit, Free ATM network, Bill pay, Send money, Mobile check deposit, Budgeting tool

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Great app to pay and go
- 💡 Ability to stash money and check balance without logging in
- 👍 Convenient for Uber drivers

**What reviewers complain about**

- 🐛 Frequent app crashes and errors
- 🔒 Inability to access own money due to security issues
- 💰 Many hidden fees and charges
- ⚠️ Unreliable customer service and account management

**Reported bugs**

- Inability to log in or access account
- Disappearing vault and missing money issues
- Unreliable bill pay and money transfer features

**Requested features**

- Improved app stability and functionality
- Faster check deposit processing
- Better communication on account changes and fees


### Scarlet App

[App page](https://appshunter.io/ios/app/scarlet-app/id1572651177)

This app helps you build healthy financial habits with tools for budgeting and saving. Easily manage your bank account on the go, access your balance, and view transactions. Earn rewards on purchases and get paid faster.

**Highlights:** Budgeting tools, Saving goals, Direct Deposit up to 2 days faster, Mobile Check Capture, Walgreens Cash Rewards, Free ATM withdrawals

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💰 Cash back at Walgreens
- 🚀 Convenient locations
- 📱 Great app experience
- 💳 Helpful for managing money

**What reviewers complain about**

- 🐛 Technical issues
- 💰 Hidden fees
- 🔒 Difficulty closing account
- 🤖 Poor customer service
- 🚫 Limited functionality

**Reported bugs**

- Inability to view balance
- Disappearing transaction history
- Failed account registration
- Barcode loading issues

**Requested features**

- Ability to make loans
- Temporary debit card option
- Faster money loading times
- Wider acceptance at merchants


## Frequently asked questions

### Is GoBank free?

GoBank is free to download, with no in-app purchases.

### Is Scarlet App free?

Scarlet App is free to download, with no in-app purchases.

### Which has better reviews, GoBank or Scarlet App?

Scarlet App is rated higher. GoBank averages 4.1 out of 5 from 5.3K ratings, while Scarlet App averages 4.7 from 1.7K ratings.

### Do GoBank or Scarlet App have ads?

Neither GoBank nor Scarlet App shows ads.

### Which is updated more often, GoBank or Scarlet App?

GoBank ships an update every 6 weeks, and Scarlet App monthly. Most recently, GoBank was updated on November 1, 2026 and Scarlet App on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*