# GoBank vs h.way

The clearest difference is rating: GoBank at 4.1 against h.way's 3.5. GoBank also leads on ratings volume (5.3K vs 99) and device support (4 vs 2). h.way's advantage is review sentiment (47% vs 17%) and iOS requirement (9.0 vs 12.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

GoBank holds the better App Store score, 4.1 against 3.5. That said, the two scores are not equally well evidenced: GoBank has 5.3K ratings behind it against 99, so its average is the more settled of the two. Written reviews complicate that: 17% of GoBank's written reviews are positive against 47% of h.way's, so the app with the better star average is not the one people write more warmly about.

GoBank ships an update every 5 weeks, h.way every 3 weeks. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | GoBank | h.way |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (5.3K ratings)](https://appshunter.io/ios/app/gobank-mobile-banking/id535272164/reviews)** | [3.5 (99 ratings)](https://appshunter.io/ios/app/hway/id1635450512/reviews) |
| Number of ratings | **5.3K** | 99 |
| Positive reviews | 17.1% of reviews | **47.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 130 MB | 310 MB |
| Requires iOS | 12.0 | **9.0** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Green Dot Corporation](https://appshunter.io/developer/437092811) | [numi apps](https://appshunter.io/developer/1635450514) |

## What reviewers say

### GoBank

[App page](https://appshunter.io/ios/app/gobank-mobile-banking/id535272164)

This mobile banking app offers a checking account designed to avoid traditional bank fees. It provides early direct deposit, a free ATM network, and tools for bill pay, sending money, and mobile check deposits. It also includes a budgeting feature to help manage spending.

**Highlights:** No surprise fees, Early direct deposit, Free ATM network, Bill pay, Send money, Mobile check deposit, Budgeting tool

**In-app purchases:** none

**What reviewers like**

- 🚀 Great app to pay and go
- 💡 Ability to stash money and check balance without logging in
- 👍 Convenient for Uber drivers

**What reviewers complain about**

- 🐛 Frequent app crashes and errors
- 🔒 Inability to access own money due to security issues
- 💰 Many hidden fees and charges
- ⚠️ Unreliable customer service and account management

**Reported bugs**

- Inability to log in or access account
- Disappearing vault and missing money issues
- Unreliable bill pay and money transfer features

**Requested features**

- Improved app stability and functionality
- Faster check deposit processing
- Better communication on account changes and fees


### h.way

[App page](https://appshunter.io/ios/app/hway/id1635450512)

This app offers a banking experience designed for your community, allowing you to manage money without minimum balances or surcharges. It provides a Mastercard debit card with identity theft protection, early payday access, and fee-free ATM withdrawals. Funds are FDIC-insured for your security.

**Highlights:** No SSN required for signup, No minimum balance or surcharges, FDIC-insured funds, Mastercard debit card with ID theft protection, Early payday access, Fee-free ATM network, Instant money transfers

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is GoBank free?

GoBank is free to download, with no in-app purchases.

### Is h.way free?

h.way is free to download, with no in-app purchases.

### Which has better reviews, GoBank or h.way?

GoBank is rated higher. GoBank averages 4.1 out of 5 from 5.3K ratings, while h.way averages 3.5 from 99 ratings.

### Do GoBank or h.way have ads?

Neither GoBank nor h.way shows ads.

### Which is updated more often, GoBank or h.way?

GoBank ships an update every 5 weeks, and h.way every 3 weeks. Most recently, GoBank was updated on October 24, 2026 and h.way on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*