# Commerce Bank for iPhone vs Meritrust Mobile

Commerce Bank for iPhone and Meritrust Mobile both sit at 4.7 stars, but that hides the real split: 58% of Commerce Bank for iPhone's written reviews are positive against 16% of Meritrust Mobile's. Commerce Bank for iPhone also leads on ratings volume (150K vs 7.8K). Meritrust Mobile's advantage is iOS requirement (15.0 vs 17.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Commerce Bank for iPhone against 4.6 for Meritrust Mobile. That said, the two scores are not equally well evidenced: Commerce Bank for iPhone has 150K ratings behind it against 7.8K, so its average is the more settled of the two. Written reviews are what separate them: 58% of Commerce Bank for iPhone's written reviews are positive against 16% of Meritrust Mobile's.

Commerce Bank for iPhone ships an update every 6 weeks, Meritrust Mobile every 2 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | Commerce Bank for iPhone | Meritrust Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (150K ratings)](https://appshunter.io/ios/app/commerce-bank-for-iphone/id535981874/reviews)** | [4.6 (7.8K ratings)](https://appshunter.io/ios/app/meritrust-mobile/id6444189039/reviews) |
| Number of ratings | **150K** | 7.8K |
| Positive reviews | **58.2% of reviews** | 16.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 68 MB | 19 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Commerce Bank](https://appshunter.io/developer/535981877) | [Meritrust Credit Union](https://appshunter.io/developer/457535062) |

## What reviewers say

### Commerce Bank for iPhone

[App page](https://appshunter.io/ios/app/commerce-bank-for-iphone/id535981874)

Manage your finances conveniently on the go with this mobile banking application. It offers quick logins, check deposits, bill payments, and card management. Find nearby branches and receive personalized help.

**Highlights:** Biometric login, Mobile check deposit, Fund transfers, Bill payment, Card lock/unlock, Branch locator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💻 Easy to use
- 📱 Convenient mobile banking
- 🏦 Reliable banking services
- 🔒 Secure app and transactions
- 🚀 Quick mobile deposits

**What reviewers complain about**

- 🐛 Buggy app updates
- ⏱️ Slow customer service response times
- 🔍 Lack of transparency in account activity
- 💰 Overdraft fees and account issues
- 🤖 Impersonal digital banking experience

**Reported bugs**

- App crashes and freezes during use
- Inconsistent account balance display
- Mobile deposit issues with check endorsements
- Login problems and account access restrictions
- Sync issues between app and online banking

**Requested features**

- Ability to transfer funds between external accounts
- More detailed transaction history and reporting
- Improved mobile check deposit functionality
- Integration with personal finance management tools
- Seamless login experience across devices


### Meritrust Mobile

[App page](https://appshunter.io/ios/app/meritrust-mobile/id6444189039)

Manage your finances on the go with this mobile banking app. Easily view account details, make payments, transfer funds, and deposit checks securely. Locate branches and ATMs for convenient access to your money anytime, anywhere.

**Highlights:** View account balances and transaction history, Pay bills, Transfer funds between accounts, Deposit checks, Locate branches or ATMs

**In-app purchases:** none

**What reviewers like**

- 🙂 Kind and helpful staff
- 👍 Accessible for visually impaired users
- 💡 Customizable app layout

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow loading times
- 🤔 Confusing and outdated user interface
- 🔍 Lack of important features from previous app
- 🤯 Forced migration to new app with poor user experience

**Reported bugs**

- Scheduled payments not processing correctly
- Incorrect account balance information
- Login issues and inability to access accounts

**Requested features**

- Bring back quick balance widget
- Improve transaction search and filtering
- Add support for landscape mode on tablets


## Frequently asked questions

### Is Commerce Bank for iPhone free?

Commerce Bank for iPhone is free to download, with no in-app purchases.

### Is Meritrust Mobile free?

Meritrust Mobile is free to download, with no in-app purchases.

### Which has better reviews, Commerce Bank for iPhone or Meritrust Mobile?

Commerce Bank for iPhone is rated higher. Commerce Bank for iPhone averages 4.7 out of 5 from 150K ratings, while Meritrust Mobile averages 4.6 from 7.8K ratings.

### Do Commerce Bank for iPhone or Meritrust Mobile have ads?

Neither Commerce Bank for iPhone nor Meritrust Mobile shows ads.

### Which is updated more often, Commerce Bank for iPhone or Meritrust Mobile?

Commerce Bank for iPhone ships an update every 6 weeks, and Meritrust Mobile every 2 months. Most recently, Commerce Bank for iPhone was updated on October 24, 2026 and Meritrust Mobile on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*