# Commerce Bank for iPhone vs First Community CU (MO)

The clearest difference is update cadence: Commerce Bank for iPhone at every 6 weeks against First Community CU (MO)'s every 3 months. Commerce Bank for iPhone also leads on ratings volume (150K vs 26K). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Commerce Bank for iPhone against 4.8 for First Community CU (MO). That said, the two scores are not equally well evidenced: Commerce Bank for iPhone has 150K ratings behind it against 26K, so its average is the more settled of the two. Written reviews are what separate them: 58% of Commerce Bank for iPhone's written reviews are positive against 56% of First Community CU (MO)'s.

Commerce Bank for iPhone ships an update every 6 weeks, First Community CU (MO) every 3 months. Both last shipped on November 8, 2026.

## The numbers

| Metric | Commerce Bank for iPhone | First Community CU (MO) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (150K ratings)](https://appshunter.io/ios/app/commerce-bank-for-iphone/id535981874/reviews) | **[4.8 (26K ratings)](https://appshunter.io/ios/app/first-community-cu-mo/id670970004/reviews)** |
| Number of ratings | **150K** | 26K |
| Positive reviews | **58.2% of reviews** | 56.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 68 MB | 114 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Commerce Bank](https://appshunter.io/developer/535981877) | [First Community Credit Union (MO)](https://appshunter.io/developer/670970007) |

## What reviewers say

### Commerce Bank for iPhone

[App page](https://appshunter.io/ios/app/commerce-bank-for-iphone/id535981874)

Manage your finances conveniently on the go with this mobile banking application. It offers quick logins, check deposits, bill payments, and card management. Find nearby branches and receive personalized help.

**Highlights:** Biometric login, Mobile check deposit, Fund transfers, Bill payment, Card lock/unlock, Branch locator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💻 Easy to use
- 📱 Convenient mobile banking
- 🏦 Reliable banking services
- 🔒 Secure app and transactions
- 🚀 Quick mobile deposits

**What reviewers complain about**

- 🐛 Buggy app updates
- ⏱️ Slow customer service response times
- 🔍 Lack of transparency in account activity
- 💰 Overdraft fees and account issues
- 🤖 Impersonal digital banking experience

**Reported bugs**

- App crashes and freezes during use
- Inconsistent account balance display
- Mobile deposit issues with check endorsements
- Login problems and account access restrictions
- Sync issues between app and online banking

**Requested features**

- Ability to transfer funds between external accounts
- More detailed transaction history and reporting
- Improved mobile check deposit functionality
- Integration with personal finance management tools
- Seamless login experience across devices


### First Community CU (MO)

[App page](https://appshunter.io/ios/app/first-community-cu-mo/id670970004)

Manage your finances on the go with this mobile banking app. Access account balances, transfer funds, deposit checks, pay bills, and find ATM locations. Enjoy secure, 24/7 banking from your smartphone or tablet.

**Highlights:** View account balances and transaction history, Transfer funds between accounts, Remote check deposit, Schedule and pay bills, Find branch and ATM locations, Access deposit and loan rates, Secure banking with SSL encryption

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient access to accounts
- 🔒 Secure banking
- 💡 Helpful features like notes for transfers

**What reviewers complain about**

- 🐛 Frequent app crashes and stability issues
- 🐛 Balance and transaction display problems
- 🐛 Unreliable mobile check deposit
- 🐛 Slow processing of transactions and transfers
- 🤔 Unnecessary changes to UI and features

**Reported bugs**

- Login issues with incorrect password errors
- Notification badges that don't clear
- Crashes when trying to access certain features

**Requested features**

- Dark mode option
- Ability to nickname accounts
- Instant transaction notifications
- Card controls (lock/unlock)
- Longer history of transactions and statements


## Frequently asked questions

### Is Commerce Bank for iPhone free?

Commerce Bank for iPhone is free to download, with no in-app purchases.

### Is First Community CU (MO) free?

First Community CU (MO) is free to download, with no in-app purchases.

### Which has better reviews, Commerce Bank for iPhone or First Community CU (MO)?

First Community CU (MO) is rated higher. Commerce Bank for iPhone averages 4.7 out of 5 from 150K ratings, while First Community CU (MO) averages 4.8 from 26K ratings.

### Do Commerce Bank for iPhone or First Community CU (MO) have ads?

Neither Commerce Bank for iPhone nor First Community CU (MO) shows ads.

### Which is updated more often, Commerce Bank for iPhone or First Community CU (MO)?

Commerce Bank for iPhone ships an update every 6 weeks, and First Community CU (MO) every 3 months. Most recently, Commerce Bank for iPhone was updated on November 8, 2026 and First Community CU (MO) on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*