# Barclays UK vs Access PayWise+

The clearest difference is ads: Access PayWise+ at none against Barclays UK's shown. Access PayWise+ also leads on review sentiment (86% vs 62%) and iOS requirement (13.0 vs 15.0). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 19, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Barclays UK | Access PayWise+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (3.4K ratings)](https://appshunter.io/ios/app/barclays-uk/id536248734/reviews)** | — |
| Number of ratings | **3.4K** | — |
| Positive reviews | 61.7% of reviews | **86.4% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 439 MB | 39 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Barclays Services Limited](https://appshunter.io/developer/423841525) | [Access UK Ltd](https://appshunter.io/developer/325537062) |

## What reviewers say

### Barclays UK

[App page](https://appshunter.io/ios/app/barclays-uk/id536248734)

Manage your personal, business, and corporate accounts on the go. View transactions, check balances, make payments, and transfer money. Securely store documents and find nearby branches or ATMs.

**Highlights:** Secure login with Touch ID/Face ID, Manage personal, business, and corporate accounts, View transactions and balances, Make payments and transfers, Delete Direct Debits, Set up standing orders, Barclays Cloud It document storage

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy banking
- 🔒 Secure app
- 👍 Useful features
- 👍 Intuitive and clean interface

**What reviewers complain about**

- 🐛 Bugs and glitches
- 🤖 Lack of support for international customers
- ⏱️ Slow response times
- 💤 Frequent app updates required
- 🤯 Frustrating setup process

**Reported bugs**

- Login screen freezes
- App crashes frequently
- Inconsistent transaction display
- Cheque deposit feature not working properly

**Requested features**

- Allow international mobile numbers
- Add more money management tools
- Improve customer service and support
- Streamline login and authentication


### Access PayWise+

[App page](https://appshunter.io/ios/app/access-paywise-plus/id1457007747)

Access earned wages before your payday with this financial wellbeing app. It offers smart money management tools, personalized AI coaching, and savings features to help you build financial resilience and manage your money confidently.

**Highlights:** Earned wage access, Real-time accrued wages, AI financial coach, Savings pots, Money management tools

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Barclays UK free?

Barclays UK is free to download, with no in-app purchases.

### Is Access PayWise+ free?

Access PayWise+ is free to download, with no in-app purchases.

### Do Barclays UK or Access PayWise+ have ads?

Barclays UK shows ads; Access PayWise+ does not.

### Which is updated more often, Barclays UK or Access PayWise+?

Barclays UK ships an update every 3 weeks, and Access PayWise+ every 3 weeks. Most recently, Barclays UK was updated on October 19, 2026 and Access PayWise+ on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*