# Texas Trust’s Mobile Banking vs EECU Mobile Banking

Texas Trust’s Mobile Banking and EECU Mobile Banking both sit at 4.8 stars, but that hides the real split: 77% of Texas Trust’s Mobile Banking's written reviews are positive against 48% of EECU Mobile Banking's. Texas Trust’s Mobile Banking also leads on monetization model (free vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Texas Trust’s Mobile Banking against 4.8 for EECU Mobile Banking. Both are backed by a comparable volume of ratings — 22K and 17K respectively. Written reviews are what separate them: 77% of Texas Trust’s Mobile Banking's written reviews are positive against 48% of EECU Mobile Banking's.

Both ship on a similar rhythm, roughly every 3 months. Both last shipped on October 30, 2026.

## The numbers

| Metric | Texas Trust’s Mobile Banking | EECU Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (22K ratings)](https://appshunter.io/ios/app/texas-trusts-mobile-banking/id536646901/reviews)** | [4.8 (17K ratings)](https://appshunter.io/ios/app/eecu-mobile-banking/id573309122/reviews) |
| Number of ratings | **22K** | 17K |
| Positive reviews | **76.7% of reviews** | 48.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 29 MB | 114 MB |
| Requires iOS | **16** | 17.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Texas Trust Credit Union](https://appshunter.io/developer/536646904) | [EECU](https://appshunter.io/developer/573309125) |

## What reviewers say

### Texas Trust’s Mobile Banking

[App page](https://appshunter.io/ios/app/texas-trusts-mobile-banking/id536646901)

Manage your finances with a redesigned mobile banking app. Enjoy secure login options, easy fund transfers between accounts and to external banks, and access to essential features like mobile check deposit and card management in an intuitive interface.

**Highlights:** Fingerprint and facial recognition login, Internal and external fund transfers, Loan payments, Mobile check deposit, Card management, Secure messaging

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Outstanding customer service
- 🚀 Convenient mobile banking features
- 🔒 Secure login options
- 💡 Improved app experience over previous version
- 👍 Friendly and helpful staff

**What reviewers complain about**

- 🐛 Inconsistent login/biometric authentication
- 🐛 Occasional app crashes or freezes
- 🔍 Lack of landscape mode on iPad
- 💰 Unexpected fees and account holds

**Reported bugs**

- Mobile deposit feature not working
- Quick Balance setting keeps resetting
- Incorrect money transfers to wrong accounts

**Requested features**

- Ability to view full account details in app
- Option to mark transactions as cleared
- Travel notification feature in app
- Landscape mode support on iPad


### EECU Mobile Banking

[App page](https://appshunter.io/ios/app/eecu-mobile-banking/id573309122)

Manage your EECU accounts conveniently from your mobile device. Check balances, view transactions, deposit checks, pay bills, and transfer funds on the go. Locate branches and ATMs easily.

**Highlights:** Check account balances, View transaction history, Mobile check deposit (iPhone), Bill payment, Fund transfers, Cash back offer management, Branch and ATM locator

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Zelle money transfers
- 👍 Straightforward and easy-to-read statements
- 👍 Friendly and helpful staff
- 👍 Efficient and easy to use
- 👍 Convenient mobile banking

**What reviewers complain about**

- 🐛 Frequent app crashes and downtime
- 🐛 Delayed transactions and deposits
- 🐛 Unreliable transfer and deposit functions
- 🐛 Inconsistent account balances and pending transactions
- 🐛 Broken mobile deposit feature

**Reported bugs**

- Mobile deposit camera not working
- Inability to link external accounts
- Zelle payment acceptance issues
- Frequent application errors

**Requested features**

- Bring back banking widget for iOS
- Add calendar for bill pay date selection
- Allow custom account naming
- Improve organization and layout of updated app


## Frequently asked questions

### Is Texas Trust’s Mobile Banking free?

Texas Trust’s Mobile Banking is free to download, with no in-app purchases.

### Is EECU Mobile Banking free?

EECU Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, Texas Trust’s Mobile Banking or EECU Mobile Banking?

Texas Trust’s Mobile Banking is rated higher. Texas Trust’s Mobile Banking averages 4.8 out of 5 from 22K ratings, while EECU Mobile Banking averages 4.8 from 17K ratings.

### Do Texas Trust’s Mobile Banking or EECU Mobile Banking have ads?

Neither Texas Trust’s Mobile Banking nor EECU Mobile Banking shows ads.

### Which is updated more often, Texas Trust’s Mobile Banking or EECU Mobile Banking?

Texas Trust’s Mobile Banking ships an update every 3 months, and EECU Mobile Banking every 3 months. Most recently, Texas Trust’s Mobile Banking was updated on October 30, 2026 and EECU Mobile Banking on October 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*