# Texas Trust’s Mobile Banking vs MOBILITY CU

Texas Trust’s Mobile Banking and MOBILITY CU both sit at 4.8 stars, but that hides the real split: 77% of Texas Trust’s Mobile Banking's written reviews are positive against 35% of MOBILITY CU's. Texas Trust’s Mobile Banking also leads on ratings volume (22K vs 559). MOBILITY CU's advantage is update cadence (fortnightly vs every 3 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Texas Trust’s Mobile Banking against 4.9 for MOBILITY CU. That said, the two scores are not equally well evidenced: Texas Trust’s Mobile Banking has 22K ratings behind it against 559, so its average is the more settled of the two. Written reviews are what separate them: 77% of Texas Trust’s Mobile Banking's written reviews are positive against 35% of MOBILITY CU's.

Texas Trust’s Mobile Banking ships an update every 3 months, MOBILITY CU fortnightly. The most recent releases landed on November 5, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | Texas Trust’s Mobile Banking | MOBILITY CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (22K ratings)](https://appshunter.io/ios/app/texas-trusts-mobile-banking/id536646901/reviews) | **[4.9 (559 ratings)](https://appshunter.io/ios/app/mobility-cu/id592578353/reviews)** |
| Number of ratings | **22K** | 559 |
| Positive reviews | **76.7% of reviews** | 35.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 29 MB | 169 MB |
| Requires iOS | 16 | **15.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Texas Trust Credit Union](https://appshunter.io/developer/536646904) | [MOBILITY Credit Union](https://appshunter.io/developer/592578356) |

## What reviewers say

### Texas Trust’s Mobile Banking

[App page](https://appshunter.io/ios/app/texas-trusts-mobile-banking/id536646901)

Manage your finances with a redesigned mobile banking app. Enjoy secure login options, easy fund transfers between accounts and to external banks, and access to essential features like mobile check deposit and card management in an intuitive interface.

**Highlights:** Fingerprint and facial recognition login, Internal and external fund transfers, Loan payments, Mobile check deposit, Card management, Secure messaging

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Outstanding customer service
- 🚀 Convenient mobile banking features
- 🔒 Secure login options
- 💡 Improved app experience over previous version
- 👍 Friendly and helpful staff

**What reviewers complain about**

- 🐛 Inconsistent login/biometric authentication
- 🐛 Occasional app crashes or freezes
- 🔍 Lack of landscape mode on iPad
- 💰 Unexpected fees and account holds

**Reported bugs**

- Mobile deposit feature not working
- Quick Balance setting keeps resetting
- Incorrect money transfers to wrong accounts

**Requested features**

- Ability to view full account details in app
- Option to mark transactions as cleared
- Travel notification feature in app
- Landscape mode support on iPad


### MOBILITY CU

[App page](https://appshunter.io/ios/app/mobility-cu/id592578353)

Manage your finances on the go with this secure mobile banking app. Check balances, send money, deposit checks, pay bills, and apply for loans directly from your smartphone or tablet.

**Highlights:** Check account balances, Send money with Zelle, Deposit checks remotely, Pay bills, Transfer funds, Apply for loans

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and meets needs
- 👍 Face ID is great
- 👍 New app and design is loved
- 👍 Clean and easy to maneuver
- 👍 Well designed, pretty, clean, and straightforward

**What reviewers complain about**

- 🐛 App down for extended periods
- 🐛 Transfers not obvious or intuitive
- 🐛 Landscape mode missing on iPad
- 🐛 Funds transfer fails frequently
- 🐛 Manual disabling of screen rotation needed for check deposit

**Reported bugs**

- App down for 2 weeks
- Error messages during account verification
- Old phone number not deleted
- Funds transfer doesn't work
- App loops back to 'pay loan' screen

**Requested features**

- Update the app
- Fix landscape mode on iPad
- Fix manual disabling of screen rotation for check deposit
- Fix check deposit rejection of account/routing numbers
- Support Touch ID or Face ID for logon


## Frequently asked questions

### Is Texas Trust’s Mobile Banking free?

Texas Trust’s Mobile Banking is free to download, with no in-app purchases.

### Is MOBILITY CU free?

MOBILITY CU is free to download, with no in-app purchases.

### Which has better reviews, Texas Trust’s Mobile Banking or MOBILITY CU?

MOBILITY CU is rated higher. Texas Trust’s Mobile Banking averages 4.8 out of 5 from 22K ratings, while MOBILITY CU averages 4.9 from 559 ratings.

### Do Texas Trust’s Mobile Banking or MOBILITY CU have ads?

Neither Texas Trust’s Mobile Banking nor MOBILITY CU shows ads.

### Which is updated more often, Texas Trust’s Mobile Banking or MOBILITY CU?

Texas Trust’s Mobile Banking ships an update every 3 months, and MOBILITY CU fortnightly. Most recently, Texas Trust’s Mobile Banking was updated on November 5, 2026 and MOBILITY CU on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*