# Savings Goals vs fineants

The clearest difference is ads: fineants at none against Savings Goals's shown. Savings Goals's advantage is rating (4.6 vs 4.4) and ratings volume (216 vs 24). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. Savings Goals sells 7 one-off in-app purchases and fineants sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Savings Goals holds the better App Store score, 4.6 against 4.4. That said, the two scores are not equally well evidenced: Savings Goals has 216 ratings behind it against 24, so its average is the more settled of the two. Written reviews complicate that: 69% of Savings Goals's written reviews are positive against 75% of fineants's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Savings Goals | fineants |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (216 ratings)](https://appshunter.io/ios/app/savings-goals/id537246624/reviews)** | [4.4 (24 ratings)](https://appshunter.io/ios/app/fineants-saving-tracker/id888444078/reviews) |
| Number of ratings | **216** | 24 |
| Positive reviews | 69.0% of reviews | **75.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 14 MB | 6 MB |
| Requires iOS | **14.0** | 18.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MoneyBudgie](https://appshunter.io/developer/354069981) | [Giovanni Lodi](https://appshunter.io/developer/553307346) |

## What reviewers say

### Savings Goals

[App page](https://appshunter.io/ios/app/savings-goals/id537246624)

This app helps you track progress towards your financial goals, whether for a house, car, holiday, or bills. Set a target amount and date, and it will suggest a savings schedule and monitor your progress with clear visuals.

**Highlights:** Set target amounts and dates, Calculate required savings schedule, Track progress against goals, Graphical progress display, Customizable saving periods, Secure entry with passcode

**Features:** Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited number of Goals | $0.99 | one-time |
| Saving Schedule Calendar View | $0.99 | one-time |
| Detailed Overview Option | $0.99 | one-time |
| Scheduled Additions Tab | $0.99 | one-time |
| No Ads | $1.99 | one-time |
| App Customisation using Themes | $1.99 | one-time |
| PRO - All Features | $4.99 | one-time |

**What reviewers like**

- 👍 Simple and intuitive user interface
- 💰 Effective savings tracking visualization
- 🎯 Clear goal-setting functionality
- 💵 Free version available
- ⚡ Lightweight and easy to use

**What reviewers complain about**

- 📢 Excessive advertisements throughout app
- 💸 Ads still present in paid version
- 🔄 Data loss when switching devices
- 🔒 Information clears when switching apps
- 🔊 Loud and annoying sound effects

**Reported bugs**

- Data loss on device change
- Form data clears when switching apps
- Ads interrupt data entry process
- Paid version still shows advertisements
- Goal editing functionality not working

**Requested features**

- Bi-weekly/fortnightly savings schedule option
- 28-day payment cycle option
- Multiple currency support
- Transaction history and date tracking
- Cloud backup/data synchronization


### fineants

[App page](https://appshunter.io/ios/app/fineants-saving-tracker/id888444078)

This app helps you track small, daily savings to reach your financial goals. Set a target, log each saved amount, and monitor your progress to achieve your desired purchases faster.

**Highlights:** Set saving goals, Log daily savings, Track progress, Motivational tool, Simple interface

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Upgrade to Pro | $2.99 | one-time |


## Frequently asked questions

### Is Savings Goals free?

Savings Goals is free to download, with in-app purchases available.

### Is fineants free?

fineants is free to download, with in-app purchases available.

### Which has better reviews, Savings Goals or fineants?

Savings Goals is rated higher. Savings Goals averages 4.6 out of 5 from 216 ratings, while fineants averages 4.4 from 24 ratings.

### Do Savings Goals or fineants have ads?

Savings Goals shows ads; fineants does not.

### Which is updated more often, Savings Goals or fineants?

Savings Goals ships an update every 2 months, and fineants every 2 months. Most recently, Savings Goals was updated on October 26, 2026 and fineants on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
