# MyPaymentsPlus vs Ref Marty

The clearest difference is review sentiment: Ref Marty at 100% against MyPaymentsPlus's 11%. Ref Marty also leads on rating (5.0 vs 2.8). MyPaymentsPlus's advantage is ratings volume (22 vs 1) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ref Marty holds the better App Store score, 5.0 against 2.8. That said, the two scores are not equally well evidenced: MyPaymentsPlus has 22 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 11% of MyPaymentsPlus's written reviews are positive against 100% of Ref Marty's.

## The numbers

| Metric | MyPaymentsPlus | Ref Marty |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (22 ratings)](https://appshunter.io/ios/app/mypaymentsplus/id537636060/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ref-marty/id6797386739/reviews)** |
| Number of ratings | **22** | 1 |
| Positive reviews | 11.1% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | — |
| Monetization | Free | Free |
| Size | 30 MB | 3 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [Horizon Software International](https://appshunter.io/developer/537636063) | [JAMEY CICALESE](https://appshunter.io/developer/6797386741) |

## What reviewers say

### MyPaymentsPlus

[App page](https://appshunter.io/ios/app/mypaymentsplus/id537636060)

Manage your child's school cafeteria account easily. View balances, deposit funds securely, and track purchases. Receive low balance alerts to ensure funds are always available.

**Highlights:** View student cafeteria balances, Securely deposit funds, Low balance notifications, View payment history, Monitor item purchases

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Ref Marty

[App page](https://appshunter.io/ios/app/ref-marty/id6797386739)

This tool helps parents and educators communicate behavior expectations to children using a visual card system. It offers positive reinforcement, gentle warnings, and customizable consequences with a simple, distraction-free interface. The app works offline and requires no accounts, ads, or subscriptions.

**Highlights:** Color-coded behavior cards, Positive reinforcement, Gentle warnings, Customizable consequences, Visual countdown timer, Offline functionality, Distraction-free interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MyPaymentsPlus free?

MyPaymentsPlus is free to download, with no in-app purchases.

### Is Ref Marty free?

Ref Marty is free to download, with no in-app purchases.

### Which has better reviews, MyPaymentsPlus or Ref Marty?

Ref Marty is rated higher. MyPaymentsPlus averages 2.8 out of 5 from 22 ratings, while Ref Marty averages 5.0 from 1 ratings.

### Do MyPaymentsPlus or Ref Marty have ads?

Neither MyPaymentsPlus nor Ref Marty shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*