# C.O.B Mobile Banking vs Co

The clearest difference is review sentiment: Co at 57% against C.O.B Mobile Banking's 0%. Co also leads on rating (4.7 vs 2.8) and update cadence (every 4 months vs every 26 months). C.O.B Mobile Banking's advantage is iOS requirement (11.4 vs 16). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Co holds the better App Store score, 4.7 against 2.8. That said, the two scores are not equally well evidenced: Co has 1.8K ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 0% of C.O.B Mobile Banking's written reviews are positive against 57% of Co's.

C.O.B Mobile Banking ships an update every 26 months, Co every 4 months. The most recent releases landed on July 4, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | C.O.B Mobile Banking | Co |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (12 ratings)](https://appshunter.io/ios/app/cob-mobile-banking/id538096639/reviews) | **[4.7 (1.8K ratings)](https://appshunter.io/ios/app/co-optima-mobile/id908778730/reviews)** |
| Number of ratings | 12 | **1.8K** |
| Positive reviews | 0.0% of reviews | **57.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 26 months | **Every 4 months** |
| Monetization | Free | Free |
| Size | 29 MB | 27 MB |
| Requires iOS | **11.4** | 16 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [City of Bridgetown Credit Union Ltd](https://appshunter.io/developer/538096642) | [Barbados Public Workers' Co-operative Credit Union Limited](https://appshunter.io/developer/908778733) |

## What reviewers say

### C.O.B Mobile Banking

[App page](https://appshunter.io/ios/app/cob-mobile-banking/id538096639)

Access your financial accounts securely on the go. Manage balances, transfer funds, pay bills, and locate branches or ATMs. Stay informed with configurable alerts and notifications.

**Highlights:** Access balance information, Transfer funds, Bill payment, Branch and ATM locator, Configurable alerts, Card control, P2P payments

**Features:** macOS Compatibility

**In-app purchases:** none


### Co

[App page](https://appshunter.io/ios/app/co-optima-mobile/id908778730)

Manage your finances with a sleek, secure digital banking app. Control your cards, set travel alerts, and receive real-time notifications for all account activity. Enjoy fast transfers, bill payments, and 24/7 access with enhanced security features.

**Highlights:** Card Controls (lock/unlock), Travel Notifications, Real-Time Account Alerts, Fast Transfers & Bill Payments, Biometric & Two-Factor Authentication, 24/7 Account Access

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Convenient to use
- 🔒 Added security features

**What reviewers complain about**

- 🐛 Bugs and glitches after updates
- ⚠️ Frequent password changes required
- 🔒 Inconsistent Face ID
- 🤔 Confusing navigation

**Reported bugs**

- Randomly prompts to enroll as new user
- Unable to make RTP transfers
- Unable to access account after update

**Requested features**

- View account number in app
- Add payees for frequent transfers
- Transfer money with email or phone number


## Frequently asked questions

### Is C.O.B Mobile Banking free?

C.O.B Mobile Banking is free to download, with no in-app purchases.

### Is Co free?

Co is free to download, with no in-app purchases.

### Which has better reviews, C.O.B Mobile Banking or Co?

Co is rated higher. C.O.B Mobile Banking averages 2.8 out of 5 from 12 ratings, while Co averages 4.7 from 1.8K ratings.

### Do C.O.B Mobile Banking or Co have ads?

Neither C.O.B Mobile Banking nor Co shows ads.

### Which is updated more often, C.O.B Mobile Banking or Co?

C.O.B Mobile Banking ships an update every 26 months, and Co every 4 months. Most recently, C.O.B Mobile Banking was updated on July 4, 2026 and Co on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*