# FlexWage vs Spentra

FlexWage and Spentra both sit at 4.8 stars, but that hides the real split: 79% of Spentra's written reviews are positive against 38% of FlexWage's. Spentra also leads on update cadence (every 6 weeks vs every 6 months). FlexWage's advantage is iOS requirement (11.0 vs 15.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for FlexWage against 4.8 for Spentra. Both are backed by a comparable volume of ratings — 990 and 943 respectively. Written reviews are what separate them: 38% of FlexWage's written reviews are positive against 79% of Spentra's.

FlexWage ships an update every 6 months, Spentra every 6 weeks. Both last shipped on September 23, 2026.

## The numbers

| Metric | FlexWage | Spentra |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (990 ratings)](https://appshunter.io/ios/app/flexwage/id541117526/reviews) | [4.8 (943 ratings)](https://appshunter.io/ios/app/spentra/id1449725820/reviews) |
| Number of ratings | **990** | 943 |
| Positive reviews | 37.5% of reviews | **79.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 30 MB | 48 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [FlexWage Solutions](https://appshunter.io/developer/541117529) | [Spentra, LLC](https://appshunter.io/developer/1440521985) |

## What reviewers say

### FlexWage

[App page](https://appshunter.io/ios/app/flexwage/id541117526)

Access a portion of your earned wages before payday to cover unexpected expenses. This service is not a loan and funds are available immediately. It helps eliminate overdraft and late payment fees, with automatic deductions on your payday.

**Highlights:** Access earned wages before payday, Cover unexpected expenses, Eliminate bank overdraft fees, View OnDemand Pay balance, View company policies, Transfer wages, View transfer history

**In-app purchases:** none

**What reviewers like**

- 🤗 Best thing I've ever signed up for
- 🦋 Blessings
- 💰 Great for liquidation and access to your money
- 🙏 This is the best benefit that we have added two our benefits it really makes life less stressful
- 💸 Easy, affordable and guilt free, not getting tied up in payday loans is a major benefit for my family and I

**What reviewers complain about**

- 🚫 Doesn't work
- 🔧 Fix
- 🚨 Fix your app!!!
- 🕰️ Missing Wages
- 🔌 Old tech

**Reported bugs**

- Requesting transfer doesn't work
- Unable to connect and transfer money
- App goes black when trying to transfer money

**Requested features**

- Improve app functionality
- Enhance customer support


### Spentra

[App page](https://appshunter.io/ios/app/spentra/id1449725820)

Access earned wages early and manage your pay with a dedicated payroll card. This solution offers instant access to a portion of your net wages before your payday, improving financial stability. Take control of your finances with features like card management, transaction alerts, and surcharge-free ATM access.

**Highlights:** Early access to earned wages, Manage payroll card, Instant transaction alerts, Block/unblock card, Surcharge-free ATM finder, No card or maintenance fees

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and convenient
- 💡 Helpful for emergencies and unexpected expenses
- 👍 Secure transactions
- 👍 Ability to access earned wages instantly

**What reviewers complain about**

- 🐛 App not updating
- 🔒 Security issues, money taken from account
- 💰 Fees for withdrawals and card changes

**Reported bugs**

- App not updating since July 3rd
- Card never showed up

**Requested features**

- Card to account transfer feature
- Surcharge-free ATM access


## Frequently asked questions

### Is FlexWage free?

FlexWage is free to download, with no in-app purchases.

### Is Spentra free?

Spentra is free to download, with no in-app purchases.

### Which has better reviews, FlexWage or Spentra?

FlexWage and Spentra are both rated 4.8 out of 5 on the App Store, from 990 and 943 ratings respectively.

### Do FlexWage or Spentra have ads?

Neither FlexWage nor Spentra shows ads.

### Which is updated more often, FlexWage or Spentra?

FlexWage ships an update every 6 months, and Spentra every 6 weeks. Most recently, FlexWage was updated on September 23, 2026 and Spentra on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*