# Microsoft Copilot vs CardExchange® Stand

The clearest difference is rating: Microsoft Copilot at 4.7 against CardExchange® Stand's 3.7. Microsoft Copilot also leads on update cadence (every 5 days vs every 2 months) and review sentiment (28% vs 0%). CardExchange® Stand's advantage is in-app purchases (none vs 18) and ads (none vs shown). On price and device support there is nothing between them.

Both are free to download. Microsoft Copilot sells 14 in-app purchases, starting at $1.99 per month. CardExchange® Stand asks for nothing beyond the download.

Microsoft Copilot holds the better App Store score, 4.7 against 3.7. That said, the two scores are not equally well evidenced: Microsoft Copilot has 1.4M ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 28% of Microsoft Copilot's written reviews are positive against 0% of CardExchange® Stand's.

Microsoft Copilot ships an update every 5 days, CardExchange® Stand every 2 months. The most recent releases landed on October 23, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Microsoft Copilot | CardExchange® Stand |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (1.4M ratings)](https://appshunter.io/ios/app/microsoft-copilot/id541164041/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/cardexchange-stand/id1533319659/reviews) |
| Number of ratings | **1.4M** | 3 |
| Positive reviews | **28.4% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Every 5 days** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#11** | — |
| Size | 464 MB | 58 MB |
| Requires iOS | 26.0 | **15.6** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Microsoft Corporation](https://appshunter.io/developer/298856275) | [ExchangeIt B.V.](https://appshunter.io/developer/965170360) |

## What reviewers say

### Microsoft Copilot

[App page](https://appshunter.io/ios/app/microsoft-copilot/id541164041)

**Currently charting:** #11 Top Free · Productivity, #31 Top Grossing · Productivity, #78 Top Free (US App Store)

This AI-powered app helps you be more productive at work. Chat with an AI assistant to create content, manage projects, find files, and learn new concepts. It offers voice interaction and expert insights for various tasks.

**Highlights:** Chat with AI assistant, Voice interaction, Find files quickly, Accelerate learning, Generate research reports, Create and edit content, Manage projects with notebooks

**In-app purchases (14)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Microsoft 365 Basic | $1.99 | per month |
| Microsoft 365 Personal | $6.99 | per month |
| Microsoft 365 Personal | $9.99 | per month |
| Microsoft 365 Personal | $9.99 | per month |
| Microsoft 365 Family | $12.99 | per month |
| Microsoft 365 Family | $12.99 | per month |
| Microsoft 365 Premium Monthly | $19.99 | per month |
| Microsoft 365 Premium Monthly | $19.99 | per month |
| Microsoft Copilot Pro | $20.00 | per month |
| Microsoft 365 Personal | $99.99 | per year |
| Microsoft 365 Personal | $99.99 | per year |
| Microsoft 365 Family | $129.99 | per year |
| Microsoft 365 Family | $129.99 | per year |
| Microsoft 365 Premium Annual | $199.99 | per year |

**What reviewers like**

- 🚀 Seamless integration of Office apps
- 🔒 Secure cloud storage with OneDrive
- 👍 Convenient all-in-one productivity solution
- 🚀 Great for on-the-go work and collaboration

**What reviewers complain about**

- 🐛 Inconsistent file saving and syncing
- 🔍 Confusing file management and navigation
- 🔍 Limited functionality compared to desktop Office
- 🐛 Frequent crashes and performance issues
- 💰 Subscription-only model, no standalone option

**Reported bugs**

- Documents not saving properly
- Inability to change file names or locations
- Compatibility issues with older devices and OSes
- Unreliable syncing between devices and cloud

**Requested features**

- Allow opening multiple documents side-by-side
- Improve iPad optimization and user experience
- Provide better integration with third-party cloud storage
- Add more advanced formatting and editing capabilities


### CardExchange® Stand

[App page](https://appshunter.io/ios/app/cardexchange-stand/id1533319659)

This app allows users to manage their ID credentials, verify personal details, and upload photos. It offers secure access to ID statuses and enables activation and receipt of IDs without visiting a service desk.

**Highlights:** Self-service ID credential management, Verify personal details, Upload photo for ID, Manage ID statuses, Secure access to credentials, Activate and receive IDs

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Microsoft Copilot free?

Microsoft Copilot is free to download, with in-app purchases available.

### Is CardExchange® Stand free?

CardExchange® Stand is free to download, with no in-app purchases.

### Which has better reviews, Microsoft Copilot or CardExchange® Stand?

Microsoft Copilot is rated higher. Microsoft Copilot averages 4.7 out of 5 from 1.4M ratings, while CardExchange® Stand averages 3.7 from 3 ratings.

### Do Microsoft Copilot or CardExchange® Stand have ads?

Microsoft Copilot shows ads; CardExchange® Stand does not.

### Which is updated more often, Microsoft Copilot or CardExchange® Stand?

Microsoft Copilot ships an update every 5 days, and CardExchange® Stand every 2 months. Most recently, Microsoft Copilot was updated on October 23, 2026 and CardExchange® Stand on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*