# Splitara vs MoneyTrack

The clearest difference is monetization model: Splitara at free against MoneyTrack's freemium. MoneyTrack's advantage is update cadence (fortnightly vs every 2 months) and rating (4.9 vs 4.7). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Splitara sells 2 in-app purchases, starting at $0.99 per month and MoneyTrack sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

MoneyTrack holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: MoneyTrack has 411 ratings behind it against 33, so its average is the more settled of the two. Written reviews point the same way: 90% of Splitara's written reviews are positive against 96% of MoneyTrack's.

Splitara ships an update every 2 months, MoneyTrack fortnightly. The most recent releases landed on October 16, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Splitara | MoneyTrack |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (33 ratings)](https://appshunter.io/ios/app/splitara-smart-settlement/id541433906/reviews) | **[4.9 (411 ratings)](https://appshunter.io/ios/app/moneytrack-expense-tracker/id1473785373/reviews)** |
| Number of ratings | 33 | **411** |
| Positive reviews | 90.3% of reviews | **96.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | **Free** | Freemium |
| Size | 38 MB | 70 MB |
| Requires iOS | 17.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [馨杭 虞](https://appshunter.io/developer/510327525) | [昱春 唐](https://appshunter.io/developer/1454984065) |

## What reviewers say

### Splitara

[App page](https://appshunter.io/ios/app/splitara-smart-settlement/id541433906)

Effortlessly track and settle shared expenses across different currencies for group trips, shared living, or meals. This app simplifies complex billing scenarios with automatic conversion and clear settlement calculations.

**Highlights:** Multi-ledger support for different activities, Multi-person tracking for payers and consumers, Multi-currency support with auto-conversion, Smart settlement for automatic debt calculation, Fund management for collecting and paying expenses, Professional statistics on spending and payments, Home screen widgets for quick access

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitara Pro | $0.99 | per month |
| Splitara Pro | $7.99 | per year |


### MoneyTrack

[App page](https://appshunter.io/ios/app/moneytrack-expense-tracker/id1473785373)

This app offers a pure, ad-free expense tracking experience with AI-powered auto-categorization. Manage finances across multiple platforms, set budgets, and gain insights into spending habits with clear data visualization. It's designed for seamless financial management.

**Highlights:** Ad-free experience, AI auto-tracking and categorization, Cross-platform sync (iOS, Android, Desktop), Budget control and monitoring, Asset and debt management, Shared ledgers for household finances, Multi-currency support

**Features:** Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | one-time |
| Annual | $6.00 | one-time |
| Lifetime | $19.95 | one-time |
| Lifetime | $19.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Fast and responsive
- 💎 No ads, clean interface
- 💯 Comprehensive features
- 🤑 Good value for money

**What reviewers complain about**

- 🐛 Occasional sync issues
- ⚠️ Limited multi-currency support
- 🕰️ Lack of advanced reporting

**Reported bugs**

- Unable to input numbers in notes
- App crashes on high refresh rate devices

**Requested features**

- Add multi-currency support
- Improve data export options
- Integrate with banking apps
- Introduce budgeting features


## Frequently asked questions

### Is Splitara free?

Splitara is free to download, with in-app purchases available.

### Is MoneyTrack free?

MoneyTrack is free to download, with in-app purchases available.

### Which has better reviews, Splitara or MoneyTrack?

MoneyTrack is rated higher. Splitara averages 4.7 out of 5 from 33 ratings, while MoneyTrack averages 4.9 from 411 ratings.

### Do Splitara or MoneyTrack have ads?

Neither Splitara nor MoneyTrack shows ads.

### Which is updated more often, Splitara or MoneyTrack?

Splitara ships an update every 2 months, and MoneyTrack fortnightly. Most recently, Splitara was updated on October 16, 2026 and MoneyTrack on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*