# Splitara vs iCost记账

The clearest difference is monetization model: Splitara at free against iCost记账's free with in-app purchases. iCost记账's advantage is ratings volume (942 vs 32) and rating (4.9 vs 4.7). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Splitara sells 2 in-app purchases, starting at $0.99 per month and iCost记账 sells 5 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

iCost记账 holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: iCost记账 has 942 ratings behind it against 32, so its average is the more settled of the two. Written reviews complicate that: 93% of Splitara's written reviews are positive against 89% of iCost记账's, so the app with the better star average is not the one people write more warmly about.

Splitara ships an update every 6 weeks, iCost记账 every 2 weeks. The most recent releases landed on August 24, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Splitara | iCost记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (32 ratings)](https://appshunter.io/ios/app/splitara-smart-settlement/id541433906/reviews) | **[4.9 (942 ratings)](https://appshunter.io/ios/app/icost-and/id1484262528/reviews)** |
| Number of ratings | 32 | **942** |
| Positive reviews | **93.3% of reviews** | 89.4% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 2 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 37 MB | 99 MB |
| Requires iOS | 17.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [馨杭 虞](https://appshunter.io/developer/510327525) | [Guangzhou Quji Technology Co., Ltd.](https://appshunter.io/developer/1484262527) |

## What reviewers say

### Splitara

[App page](https://appshunter.io/ios/app/splitara-smart-settlement/id541433906)

Effortlessly track and settle shared expenses across different currencies for group trips, shared living, or meals. This app simplifies complex billing scenarios with automatic conversion and clear settlement calculations.

**Highlights:** Multi-ledger support for different activities, Multi-person tracking for payers and consumers, Multi-currency support with auto-conversion, Smart settlement for automatic debt calculation, Fund management for collecting and paying expenses, Professional statistics on spending and payments, Home screen widgets for quick access

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitara Pro | $0.99 | per month |
| Splitara Pro | $7.99 | per year |


### iCost记账

[App page](https://appshunter.io/ios/app/icost-and/id1484262528)

This lightweight billing app simplifies daily bookkeeping for improved financial efficiency. It offers detailed consumption and income classification, asset management, and insightful chart analysis. Enjoy automatic iCloud backups, data export options, and support for multiple currencies and accounts.

**Highlights:** Minimalist operation process, Detailed consumption/income classification, Asset management, Chart analysis, Automatic iCloud cloud backup, Export accounting data, Support for multiple currencies and accounts

**Features:** Family Sharing, Apple Watch app

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| VIP Membership（1 month） | $0.99 | per month |
| VIP Membership（1 year） | $3.99 | per year |
| VIP Membership（1 year） | $4.99 | per year |
| Permanent VIP Membership | $8.99 | one-time |
| Subscription Upgrade | $8.99 | one-time |

**What reviewers like**

- 👍 Simple and intuitive UI
- 💰 Offers free basic features
- 🔍 Detailed expense tracking
- 🔢 Supports multiple currencies
- 🗓️ Clean and organized layout

**What reviewers complain about**

- 🐛 Occasional bugs and crashes
- ⏱️ Slow cold start times
- 💳 Limited credit card support
- 🔍 Lack of advanced search/filter
- 🔢 Difficulty managing multiple accounts

**Reported bugs**

- Incorrect currency conversion
- Disappearing transaction history
- Inability to delete/edit accounts
- Syncing issues across devices
- Unreliable backup and restore

**Requested features**

- Recurring expense/income tracking
- Budgeting and spending limit alerts
- Automatic bank/credit card sync
- Detailed category-based analytics
- Multi-user/family account support


## Frequently asked questions

### Is Splitara free?

Splitara is free to download, with in-app purchases available.

### Is iCost记账 free?

iCost记账 is free to download, with in-app purchases available.

### Which has better reviews, Splitara or iCost记账?

iCost记账 is rated higher. Splitara averages 4.7 out of 5 from 32 ratings, while iCost记账 averages 4.9 from 942 ratings.

### Do Splitara or iCost记账 have ads?

Neither Splitara nor iCost记账 shows ads.

### Which is updated more often, Splitara or iCost记账?

Splitara ships an update every 6 weeks, and iCost记账 every 2 weeks. Most recently, Splitara was updated on August 24, 2026 and iCost记账 on September 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*