# Splitara vs 青子记账

The clearest difference is ads: Splitara at none against 青子记账's shown. Splitara also leads on monetization model (free vs free with in-app purchases). 青子记账's advantage is update cadence (every 4 days vs every 2 months) and ratings volume (490 vs 33). On price, rating, review sentiment and in-app purchases there is nothing between them.

Both are free to download. Splitara sells 2 in-app purchases, starting at $0.99 per month and 青子记账 sells 6 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.7 for Splitara against 4.8 for 青子记账. That said, the two scores are not equally well evidenced: 青子记账 has 490 ratings behind it against 33, so its average is the more settled of the two. Written reviews are what separate them: 90% of Splitara's written reviews are positive against 87% of 青子记账's.

Splitara ships an update every 2 months, 青子记账 every 4 days. Both last shipped on October 16, 2026.

## The numbers

| Metric | Splitara | 青子记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (33 ratings)](https://appshunter.io/ios/app/splitara-smart-settlement/id541433906/reviews) | **[4.8 (490 ratings)](https://appshunter.io/ios/app/id1498299276/reviews)** |
| Number of ratings | 33 | **490** |
| Positive reviews | **90.3% of reviews** | 87.1% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 4 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 38 MB | 181 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [馨杭 虞](https://appshunter.io/developer/510327525) | [Guangzhou Xiaorichang Technology Co., Ltd.](https://appshunter.io/developer/1106886288) |

## What reviewers say

### Splitara

[App page](https://appshunter.io/ios/app/splitara-smart-settlement/id541433906)

Effortlessly track and settle shared expenses across different currencies for group trips, shared living, or meals. This app simplifies complex billing scenarios with automatic conversion and clear settlement calculations.

**Highlights:** Multi-ledger support for different activities, Multi-person tracking for payers and consumers, Multi-currency support with auto-conversion, Smart settlement for automatic debt calculation, Fund management for collecting and paying expenses, Professional statistics on spending and payments, Home screen widgets for quick access

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitara Pro | $0.99 | per month |
| Splitara Pro | $7.99 | per year |


### 青子记账

[App page](https://appshunter.io/ios/app/id1498299276)

This app is a personal asset management tool designed to make budgeting and saving more engaging for young adults. It offers features like budget setting, scheduled entries, savings plans, and detailed expense tracking with visual aids.

**Highlights:** Budget management with daily spending planning, Scheduled and automatic bill entry, Savings plan goal setting, Import transactions from WeChat and Alipay, Expense tracking with calendar and map views, Multi-account and multi-ledger support, Currency exchange rate conversion

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 周度订阅卡 | $0.99 | per 7 days |
| 季度卡 | $1.99 | per 3 months |
| 年度卡 | $6.99 | per year |
| 年度高级订阅 | $3.99 | one-time |
| 青子永久会员 | $4.99 | one-time |
| 记账永久会员 | $9.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🎨 Aesthetically pleasing design
- 💳 Supports multiple currencies
- 📊 Detailed data analysis and reporting
- 🔒 No ads or in-app purchases

**What reviewers complain about**

- 🐛 Occasional crashes or freezes
- ⏱️ Ads disrupt workflow
- 🔍 Difficult to find certain settings
- 🔀 Inconsistent UI updates

**Reported bugs**

- Incorrect currency conversion rates
- Deleted transactions not fully removed
- Syncing issues between devices

**Requested features**

- Recurring expense management
- Shared family/household accounts
- Customizable budget categories
- Automatic transaction import from banks
- Improved mobile-desktop sync


## Frequently asked questions

### Is Splitara free?

Splitara is free to download, with in-app purchases available.

### Is 青子记账 free?

青子记账 is free to download, with in-app purchases available.

### Which has better reviews, Splitara or 青子记账?

青子记账 is rated higher. Splitara averages 4.7 out of 5 from 33 ratings, while 青子记账 averages 4.8 from 490 ratings.

### Do Splitara or 青子记账 have ads?

青子记账 shows ads; Splitara does not.

### Which is updated more often, Splitara or 青子记账?

Splitara ships an update every 2 months, and 青子记账 every 4 days. Most recently, Splitara was updated on October 16, 2026 and 青子记账 on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*