# Splitara vs 小青账记账

The clearest difference is monetization model: Splitara at free against 小青账记账's free with in-app purchases. Splitara also leads on review sentiment (90% vs 78%). 小青账记账's advantage is update cadence (every 3 weeks vs every 2 months) and ratings volume (301 vs 33). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Splitara sells 2 in-app purchases, starting at $0.99 per month and 小青账记账 sells 10 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

小青账记账 holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: 小青账记账 has 301 ratings behind it against 33, so its average is the more settled of the two. Written reviews complicate that: 90% of Splitara's written reviews are positive against 78% of 小青账记账's, so the app with the better star average is not the one people write more warmly about.

Splitara ships an update every 2 months, 小青账记账 every 3 weeks. The most recent releases landed on October 20, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Splitara | 小青账记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (33 ratings)](https://appshunter.io/ios/app/splitara-smart-settlement/id541433906/reviews) | **[4.9 (301 ratings)](https://appshunter.io/ios/app/id1565700187/reviews)** |
| Number of ratings | 33 | **301** |
| Positive reviews | **90.3% of reviews** | 77.8% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 38 MB | 49 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [馨杭 虞](https://appshunter.io/developer/510327525) | [YouQian Intelligent Technology (Zhengzhou) Co., Ltd](https://appshunter.io/developer/1565653693) |

## What reviewers say

### Splitara

[App page](https://appshunter.io/ios/app/splitara-smart-settlement/id541433906)

Effortlessly track and settle shared expenses across different currencies for group trips, shared living, or meals. This app simplifies complex billing scenarios with automatic conversion and clear settlement calculations.

**Highlights:** Multi-ledger support for different activities, Multi-person tracking for payers and consumers, Multi-currency support with auto-conversion, Smart settlement for automatic debt calculation, Fund management for collecting and paying expenses, Professional statistics on spending and payments, Home screen widgets for quick access

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitara Pro | $0.99 | per month |
| Splitara Pro | $7.99 | per year |


### 小青账记账

[App page](https://appshunter.io/ios/app/id1565700187)

This app helps you manage your finances with ease. Track expenses, monitor assets like bank cards and wallets, and set budgets to understand your spending habits and work towards financial freedom.

**Highlights:** Lightweight and convenient interface, Asset management for various accounts, Two-level expense classification, Detailed spending reports, Classified budget setting

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 7天正式会员 | $0.99 | one-time |
| 30天正式版会员 | $0.99 | one-time |
| 月会员 | $1.99 | one-time |
| 季会员 | $3.99 | one-time |
| 365天正式会员 | $3.99 | one-time |
| 年会员 | $9.99 | one-time |
| 2年会员 | $12.99 | one-time |
| 三年会员 | $14.99 | one-time |
| 5年会员 | $19.99 | one-time |
| 永久会员 | $29.99 | one-time |


## Frequently asked questions

### Is Splitara free?

Splitara is free to download, with in-app purchases available.

### Is 小青账记账 free?

小青账记账 is free to download, with in-app purchases available.

### Which has better reviews, Splitara or 小青账记账?

小青账记账 is rated higher. Splitara averages 4.7 out of 5 from 33 ratings, while 小青账记账 averages 4.9 from 301 ratings.

### Do Splitara or 小青账记账 have ads?

Neither Splitara nor 小青账记账 shows ads.

### Which is updated more often, Splitara or 小青账记账?

Splitara ships an update every 2 months, and 小青账记账 every 3 weeks. Most recently, Splitara was updated on October 20, 2026 and 小青账记账 on October 19, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*