# Splitara vs Timi记账

The clearest difference is rating: Splitara at 4.7 against Timi记账's 4.0. Splitara also leads on monetization model (free vs free with in-app purchases) and review sentiment (93% vs 71%). Timi记账's advantage is iOS requirement (11.0 vs 17.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Splitara sells 2 in-app purchases, starting at $0.99 per month and Timi记账 sells 9 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Splitara holds the better App Store score, 4.7 against 4.0. Both are backed by a comparable volume of ratings — 32 and 32 respectively. Written reviews point the same way: 93% of Splitara's written reviews are positive against 71% of Timi记账's.

Splitara ships an update every 6 weeks, Timi记账 every 2 months. The most recent releases landed on September 30, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | Splitara | Timi记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (32 ratings)](https://appshunter.io/ios/app/splitara-smart-settlement/id541433906/reviews)** | [4.0 (32 ratings)](https://appshunter.io/ios/app/timi/id730234563/reviews) |
| Number of ratings | 32 | 32 |
| Positive reviews | **93.3% of reviews** | 71.4% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 37 MB | 97 MB |
| Requires iOS | 17.0 | **11.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [馨杭 虞](https://appshunter.io/developer/510327525) | [Wealth Works Co., Ltd.](https://appshunter.io/developer/906271036) |

## What reviewers say

### Splitara

[App page](https://appshunter.io/ios/app/splitara-smart-settlement/id541433906)

Effortlessly track and settle shared expenses across different currencies for group trips, shared living, or meals. This app simplifies complex billing scenarios with automatic conversion and clear settlement calculations.

**Highlights:** Multi-ledger support for different activities, Multi-person tracking for payers and consumers, Multi-currency support with auto-conversion, Smart settlement for automatic debt calculation, Fund management for collecting and paying expenses, Professional statistics on spending and payments, Home screen widgets for quick access

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitara Pro | $0.99 | per month |
| Splitara Pro | $7.99 | per year |


### Timi记账

[App page](https://appshunter.io/ios/app/timi/id730234563)

Track your spending effortlessly and transform into a financial expert. This app offers powerful statistical analysis with visual charts and flexible budgeting tools to help you understand where your money goes. Its unique timeline-based method makes bookkeeping smooth and engaging.

**Highlights:** Timeline-based bookkeeping, Statistical analysis charts, Multi-account management, Budget reminders, Multi-currency support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Timi记账去广告月服务 | $0.99 | one-time |
| 导出账单服务月卡 | $0.99 | one-time |
| 账单导入服务月卡 | $0.99 | one-time |
| 账单导入服务年卡 | $1.99 | one-time |
| 导出账单服务年卡 | $1.99 | one-time |
| 账单导入服务三年卡 | $2.99 | one-time |
| 导出账单服务三年卡 | $2.99 | one-time |
| Timi免广告服务年服务 | $3.99 | one-time |
| 免广告服务三年卡 | $9.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 💡 Minimalist and clean design
- 🚀 Efficient for basic expense tracking
- 💡 Helpful for managing personal finances

**What reviewers complain about**

- 🐛 Occasional data loss or disappearance of entries
- 🔍 Limited customization options
- 💰 Lack of support for multiple currencies
- 📊 Inability to view comprehensive annual/quarterly reports

**Reported bugs**

- Date and time display issues
- Crashes and freezes after updates
- Inconsistent behavior when editing or deleting entries

**Requested features**

- Recurring expense/income tracking
- Budgeting and goal-setting features
- Cloud sync and backup functionality
- Multi-currency support
- More detailed reporting and analytics


## Frequently asked questions

### Is Splitara free?

Splitara is free to download, with in-app purchases available.

### Is Timi记账 free?

Timi记账 is free to download, with in-app purchases available.

### Which has better reviews, Splitara or Timi记账?

Splitara is rated higher. Splitara averages 4.7 out of 5 from 32 ratings, while Timi记账 averages 4.0 from 32 ratings.

### Do Splitara or Timi记账 have ads?

Neither Splitara nor Timi记账 shows ads.

### Which is updated more often, Splitara or Timi记账?

Splitara ships an update every 6 weeks, and Timi记账 every 2 months. Most recently, Splitara was updated on September 30, 2026 and Timi记账 on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*