# Splitara vs 口袋记账

The clearest difference is ads: Splitara at none against 口袋记账's shown. Splitara also leads on monetization model (free vs free with in-app purchases) and review sentiment (93% vs 77%). 口袋记账's advantage is ratings volume (560 vs 32) and iOS requirement (12 vs 17.0). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Splitara sells 2 in-app purchases, starting at $0.99 per month and 口袋记账 sells 13 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.7 for Splitara against 4.7 for 口袋记账. That said, the two scores are not equally well evidenced: 口袋记账 has 560 ratings behind it against 32, so its average is the more settled of the two. Written reviews are what separate them: 93% of Splitara's written reviews are positive against 77% of 口袋记账's.

Splitara ships an update every 6 weeks, 口袋记账 every 2 months. The most recent releases landed on September 30, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | Splitara | 口袋记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (32 ratings)](https://appshunter.io/ios/app/splitara-smart-settlement/id541433906/reviews) | [4.7 (560 ratings)](https://appshunter.io/ios/app/id955314710/reviews) |
| Number of ratings | 32 | **560** |
| Positive reviews | **93.3% of reviews** | 77.2% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 37 MB | 190 MB |
| Requires iOS | 17.0 | **12** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [馨杭 虞](https://appshunter.io/developer/510327525) | [Shanghai Peng Data Co., Ltd.](https://appshunter.io/developer/1345249748) |

## What reviewers say

### Splitara

[App page](https://appshunter.io/ios/app/splitara-smart-settlement/id541433906)

Effortlessly track and settle shared expenses across different currencies for group trips, shared living, or meals. This app simplifies complex billing scenarios with automatic conversion and clear settlement calculations.

**Highlights:** Multi-ledger support for different activities, Multi-person tracking for payers and consumers, Multi-currency support with auto-conversion, Smart settlement for automatic debt calculation, Fund management for collecting and paying expenses, Professional statistics on spending and payments, Home screen widgets for quick access

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitara Pro | $0.99 | per month |
| Splitara Pro | $7.99 | per year |


### 口袋记账

[App page](https://appshunter.io/ios/app/id955314710)

This app helps you track your expenses, manage savings, and organize financial records like reimbursements and gifts. It offers detailed reports, multi-account management, and loan tracking. Get personalized financial advice from experts to improve your money management skills.

**Highlights:** Quick expense logging, Import credit card and Alipay bills, Generate income/expense reports, Multi-account management, Loan and IOU tracking, Asset balance overview, Financial expert advice

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (13)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 连续包月 | $1.99 | per month |
| 连续包月 | $1.99 | per month |
| 连续包年 | $12.99 | per year |
| 口袋记账金币 | $0.99 | one-time |
| 口袋VIP一个月 | $2.99 | one-time |
| 口袋记账金币 | $3.99 | one-time |
| 口袋VIP6个月 | $7.99 | one-time |
| 口袋VIP六个月 | $9.99 | one-time |
| 口袋记账金币 | $9.99 | one-time |
| 口袋VIP12个月 | $11.99 | one-time |
| 口袋VIP12个月 | $14.99 | one-time |
| 口袋记账金币 | $19.99 | one-time |
| 口袋记账金币 | $39.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Convenient and efficient
- 💡 Helpful budgeting and reporting features
- 🎨 Visually appealing interface

**What reviewers complain about**

- 🙄 Excessive advertisements
- 🐛 Stability issues and bugs
- 🤔 Lack of advanced features and customization
- 🔒 Concerns about data security and privacy

**Reported bugs**

- Frequent app crashes
- Incorrect date/time display
- Syncing issues between devices
- Compatibility problems with newer devices

**Requested features**

- Support for multiple currencies
- Ability to schedule recurring transactions
- Option to set future dated transactions
- Improved syncing and backup functionality
- More detailed reporting and analytics


## Frequently asked questions

### Is Splitara free?

Splitara is free to download, with in-app purchases available.

### Is 口袋记账 free?

口袋记账 is free to download, with in-app purchases available.

### Which has better reviews, Splitara or 口袋记账?

Splitara and 口袋记账 are both rated 4.7 out of 5 on the App Store, from 32 and 560 ratings respectively.

### Do Splitara or 口袋记账 have ads?

口袋记账 shows ads; Splitara does not.

### Which is updated more often, Splitara or 口袋记账?

Splitara ships an update every 6 weeks, and 口袋记账 every 2 months. Most recently, Splitara was updated on September 30, 2026 and 口袋记账 on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*