# Texans CU vs BHCSCU

The clearest difference is review sentiment: Texans CU at 43% against BHCSCU's 0%. Texans CU also leads on rating (3.9 vs 2.3) and ratings volume (199 vs 3). BHCSCU's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Texans CU holds the better App Store score, 3.9 against 2.3. That said, the two scores are not equally well evidenced: Texans CU has 199 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 43% of Texans CU's written reviews are positive against 0% of BHCSCU's.

Texans CU ships an update every 2 months, BHCSCU every 5 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Texans CU | BHCSCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (199 ratings)](https://appshunter.io/ios/app/texans-cu/id541768266/reviews)** | [2.3 (3 ratings)](https://appshunter.io/ios/app/bhcscu/id1511614337/reviews) |
| Number of ratings | **199** | 3 |
| Positive reviews | **43.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 5 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 185 MB | 83 MB |
| Requires iOS | 16.0 | **14.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Texans Credit Union](https://appshunter.io/developer/541768349) | [Baylor Health Care System Credit Union](https://appshunter.io/developer/1465234753) |

## What reviewers say

### Texans CU

[App page](https://appshunter.io/ios/app/texans-cu/id541768266)

Manage your finances on the go with this mobile banking application. View account balances, review recent transactions, transfer funds, pay bills, and deposit checks conveniently from your device.

**Highlights:** View account balances, Review recent transactions, Transfer money, Pay bills, Deposit checks

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface and easy navigation
- 💰 Convenient mobile check deposit feature
- 🔒 Secure authentication options (Face ID, fingerprint)
- 💳 Ability to transfer funds between accounts
- 📊 Transaction tracking and spending insights

**What reviewers complain about**

- 🐛 Frequent crashes and app freezes
- 🐛 Blank white screen on launch
- ⏳ Persistent loading icons and slow performance
- 🔐 Login credential issues and authentication failures
- 📱 Repeated forced sign-outs

**Reported bugs**

- App fails to open or displays blank white screen
- Face ID only works on initial app launch
- Indefinite loading circles on settings tabs
- Camera shaded/unable to capture check images
- Login credentials rejected despite being correct

**Requested features**

- Zelle integration and functionality
- Credit card payment capability through app
- Account nickname/custom naming feature
- Quick balance widget for lock screen
- Dark mode/Night mode support


### BHCSCU

[App page](https://appshunter.io/ios/app/bhcscu/id1511614337)

Securely manage your debit cards with real-time transaction alerts and customizable usage controls. Define when, where, and how your cards can be used, and receive notifications for any activity. You can also turn your cards on or off instantly.

**Highlights:** Real-time transaction alerts, Location-based controls, Spending limit settings, Transaction category monitoring, Card On/Off switch

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Texans CU free?

Texans CU is free to download, with no in-app purchases.

### Is BHCSCU free?

BHCSCU is free to download, with no in-app purchases.

### Which has better reviews, Texans CU or BHCSCU?

Texans CU is rated higher. Texans CU averages 3.9 out of 5 from 199 ratings, while BHCSCU averages 2.3 from 3 ratings.

### Do Texans CU or BHCSCU have ads?

Neither Texans CU nor BHCSCU shows ads.

### Which is updated more often, Texans CU or BHCSCU?

Texans CU ships an update every 2 months, and BHCSCU every 5 months. Most recently, Texans CU was updated on November 1, 2026 and BHCSCU on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*