# Texans CU vs Raydient

The clearest difference is rating: Raydient at 5.0 against Texans CU's 3.9. Raydient also leads on monetization model (free vs free with in-app purchases). Texans CU's advantage is ratings volume (196 vs 1) and iOS requirement (16.0 vs 18.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Raydient holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: Texans CU has 196 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 9, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | Texans CU | Raydient |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (196 ratings)](https://appshunter.io/ios/app/texans-cu/id541768266/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/raydient/id6762330991/reviews)** |
| Number of ratings | **196** | 1 |
| Positive reviews | 43.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 185 MB | 4 MB |
| Requires iOS | **16.0** | 18.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Texans Credit Union](https://appshunter.io/developer/541768349) | [Brightside Finance Foundation](https://appshunter.io/developer/1893845668) |

## What reviewers say

### Texans CU

[App page](https://appshunter.io/ios/app/texans-cu/id541768266)

Manage your finances on the go with this mobile banking application. View account balances, review recent transactions, transfer funds, pay bills, and deposit checks conveniently from your device.

**Highlights:** View account balances, Review recent transactions, Transfer money, Pay bills, Deposit checks

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface and easy navigation
- 💰 Convenient mobile check deposit feature
- 🔒 Secure authentication options (Face ID, fingerprint)
- 💳 Ability to transfer funds between accounts
- 📊 Transaction tracking and spending insights

**What reviewers complain about**

- 🐛 Frequent crashes and app freezes
- 🐛 Blank white screen on launch
- ⏳ Persistent loading icons and slow performance
- 🔐 Login credential issues and authentication failures
- 📱 Repeated forced sign-outs

**Reported bugs**

- App fails to open or displays blank white screen
- Face ID only works on initial app launch
- Indefinite loading circles on settings tabs
- Camera shaded/unable to capture check images
- Login credentials rejected despite being correct

**Requested features**

- Zelle integration and functionality
- Credit card payment capability through app
- Account nickname/custom naming feature
- Quick balance widget for lock screen
- Dark mode/Night mode support


### Raydient

[App page](https://appshunter.io/ios/app/raydient/id6762330991)

This financial toolkit helps students master their money through intentional spending, goal-oriented saving, and market education. Track expenses, monitor balances, and visualize savings progress with a risk-free stock market simulator.

**Highlights:** Intentional spending tracking, Goal-oriented saving visualization, Stock market simulator, Expense tracking, Balance monitoring, Market education

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Texans CU free?

Texans CU is free to download, with no in-app purchases.

### Is Raydient free?

Raydient is free to download, with no in-app purchases.

### Which has better reviews, Texans CU or Raydient?

Raydient is rated higher. Texans CU averages 3.9 out of 5 from 196 ratings, while Raydient averages 5.0 from 1 ratings.

### Do Texans CU or Raydient have ads?

Neither Texans CU nor Raydient shows ads.

### Which is updated more often, Texans CU or Raydient?

Texans CU ships an update every 2 months, and Raydient every 2 months. Most recently, Texans CU was updated on October 9, 2026 and Raydient on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*