# CapEd Mobile Banking vs Simplot Credit Union

The clearest difference is rating: CapEd Mobile Banking at 4.8 against Simplot Credit Union's 3.5. CapEd Mobile Banking also leads on update cadence (monthly vs every 23 months) and ratings volume (14K vs 2). Simplot Credit Union's advantage is review sentiment (100% vs 87%) and iOS requirement (12.1 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CapEd Mobile Banking holds the better App Store score, 4.8 against 3.5. That said, the two scores are not equally well evidenced: CapEd Mobile Banking has 14K ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 87% of CapEd Mobile Banking's written reviews are positive against 100% of Simplot Credit Union's, so the app with the better star average is not the one people write more warmly about.

CapEd Mobile Banking ships an update monthly, Simplot Credit Union every 23 months. The most recent releases landed on October 15, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | CapEd Mobile Banking | Simplot Credit Union |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (14K ratings)](https://appshunter.io/ios/app/caped-mobile-banking/id542834433/reviews)** | [3.5 (2 ratings)](https://appshunter.io/ios/app/simplot-credit-union/id1480046391/reviews) |
| Number of ratings | **14K** | 2 |
| Positive reviews | 87.2% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 23 months |
| Monetization | Free | Free |
| Size | 129 MB | 13 MB |
| Requires iOS | 16.0 | **12.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Capital Educators Federal Credit Union](https://appshunter.io/developer/542834436) | [POCATELLO SIMPLOT CREDIT UNION](https://appshunter.io/developer/1324664471) |

## What reviewers say

### CapEd Mobile Banking

[App page](https://appshunter.io/ios/app/caped-mobile-banking/id542834433)

Manage your finances on the go with comprehensive mobile banking features. Deposit checks, transfer funds, pay bills, and apply for loans securely. Aggregate all your accounts, both internal and external, for a complete financial overview.

**Highlights:** Deposit checks, Transfer money, Pay bills, Apply for loans, Aggregate external accounts, Update personal information, Secure transactions

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 💳 Great for managing accounts
- 🏦 Excellent credit union
- 🤝 Helpful and friendly staff

**What reviewers complain about**

- 🐛 Occasional app crashes
- 🔒 Frequent identity verification issues
- 💳 Inability to view credit card transactions within app
- 🔍 Lack of advanced features (e.g., budgeting)

**Reported bugs**

- Mobile check deposit issues
- App not working after recent updates
- Facial recognition feature not functioning

**Requested features**

- Notification for account deposits/withdrawals
- Faster transfer times between accounts
- Ability to set budgets and track spending within the app
- Improved mobile check deposit functionality


### Simplot Credit Union

[App page](https://appshunter.io/ios/app/simplot-credit-union/id1480046391)

Manage your Simplot Credit Union accounts conveniently and securely from your mobile device. Check balances, view transactions, transfer funds, and pay bills on the go. This service is free for all enrolled members.

**Highlights:** Check account balances, View transaction history, Transfer funds, Pay bills, Get current rates, Secure access

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is CapEd Mobile Banking free?

CapEd Mobile Banking is free to download, with no in-app purchases.

### Is Simplot Credit Union free?

Simplot Credit Union is free to download, with no in-app purchases.

### Which has better reviews, CapEd Mobile Banking or Simplot Credit Union?

CapEd Mobile Banking is rated higher. CapEd Mobile Banking averages 4.8 out of 5 from 14K ratings, while Simplot Credit Union averages 3.5 from 2 ratings.

### Do CapEd Mobile Banking or Simplot Credit Union have ads?

Neither CapEd Mobile Banking nor Simplot Credit Union shows ads.

### Which is updated more often, CapEd Mobile Banking or Simplot Credit Union?

CapEd Mobile Banking ships an update monthly, and Simplot Credit Union every 23 months. Most recently, CapEd Mobile Banking was updated on October 15, 2026 and Simplot Credit Union on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*