# CapEd Mobile Banking vs 1stMIL

The clearest difference is ratings volume: CapEd Mobile Banking at 14K against 1stMIL's 1. 1stMIL's advantage is review sentiment (100% vs 87%) and iOS requirement (13.0 vs 16.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

1stMIL holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: CapEd Mobile Banking has 14K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 87% of CapEd Mobile Banking's written reviews are positive against 100% of 1stMIL's.

CapEd Mobile Banking ships an update monthly, 1stMIL every 3 weeks. The most recent releases landed on October 30, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | CapEd Mobile Banking | 1stMIL |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (14K ratings)](https://appshunter.io/ios/app/caped-mobile-banking/id542834433/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/1stmil/id6738164403/reviews)** |
| Number of ratings | **14K** | 1 |
| Positive reviews | 87.2% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 129 MB | 43 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Capital Educators Federal Credit Union](https://appshunter.io/developer/542834436) | [Josiah Savino](https://appshunter.io/developer/1329632714) |

## What reviewers say

### CapEd Mobile Banking

[App page](https://appshunter.io/ios/app/caped-mobile-banking/id542834433)

Manage your finances on the go with comprehensive mobile banking features. Deposit checks, transfer funds, pay bills, and apply for loans securely. Aggregate all your accounts, both internal and external, for a complete financial overview.

**Highlights:** Deposit checks, Transfer money, Pay bills, Apply for loans, Aggregate external accounts, Update personal information, Secure transactions

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 💳 Great for managing accounts
- 🏦 Excellent credit union
- 🤝 Helpful and friendly staff

**What reviewers complain about**

- 🐛 Occasional app crashes
- 🔒 Frequent identity verification issues
- 💳 Inability to view credit card transactions within app
- 🔍 Lack of advanced features (e.g., budgeting)

**Reported bugs**

- Mobile check deposit issues
- App not working after recent updates
- Facial recognition feature not functioning

**Requested features**

- Notification for account deposits/withdrawals
- Faster transfer times between accounts
- Ability to set budgets and track spending within the app
- Improved mobile check deposit functionality


### 1stMIL

[App page](https://appshunter.io/ios/app/1stmil/id6738164403)

This finance app helps users track their monthly net income and spending habits. It features a projection model to assess millionaire status and visual pie charts for expense breakdown, simplifying budgeting.

**Highlights:** Monthly net income tracking, Millionaire projection model, Expense breakdown via pie charts, Simplified budgeting tools, Visual spending analysis

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CapEd Mobile Banking free?

CapEd Mobile Banking is free to download, with no in-app purchases.

### Is 1stMIL free?

1stMIL is free to download, with no in-app purchases.

### Which has better reviews, CapEd Mobile Banking or 1stMIL?

1stMIL is rated higher. CapEd Mobile Banking averages 4.8 out of 5 from 14K ratings, while 1stMIL averages 5.0 from 1 ratings.

### Do CapEd Mobile Banking or 1stMIL have ads?

Neither CapEd Mobile Banking nor 1stMIL shows ads.

### Which is updated more often, CapEd Mobile Banking or 1stMIL?

CapEd Mobile Banking ships an update monthly, and 1stMIL every 3 weeks. Most recently, CapEd Mobile Banking was updated on October 30, 2026 and 1stMIL on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*