# スマ保 vs むさしのダイレクト（武蔵野銀行）

The clearest difference is update cadence: スマ保 at every 4 months against むさしのダイレクト（武蔵野銀行）'s every 11 months. スマ保 also leads on review sentiment (12% vs 3%) and iOS requirement (9.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

スマ保 ships an update every 4 months, むさしのダイレクト（武蔵野銀行） every 11 months. Both last shipped on November 1, 2026.

## The numbers

| Metric | スマ保 | むさしのダイレクト（武蔵野銀行） |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | **11.8% of reviews** | 2.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 11 months |
| Size | 13 MB | 16 MB |
| Requires iOS | **9.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Mitsui Sumitomo Insurance Co., Ltd.](https://appshunter.io/developer/545558892) | [武蔵野銀行](https://appshunter.io/developer/885720250) |

## What reviewers say

### スマ保

[App page](https://appshunter.io/ios/app/id545558889)

**Features:** Vision Pro support

**In-app purchases:** none


### むさしのダイレクト（武蔵野銀行）

[App page](https://appshunter.io/ios/app/id885720247)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is スマ保 free?

スマ保 is free to download, with no in-app purchases.

### Is むさしのダイレクト（武蔵野銀行） free?

むさしのダイレクト（武蔵野銀行） is free to download, with no in-app purchases.

### Do スマ保 or むさしのダイレクト（武蔵野銀行） have ads?

Neither スマ保 nor むさしのダイレクト（武蔵野銀行） shows ads.

### Which is updated more often, スマ保 or むさしのダイレクト（武蔵野銀行）?

スマ保 ships an update every 4 months, and むさしのダイレクト（武蔵野銀行） every 11 months. Most recently, スマ保 was updated on November 1, 2026 and むさしのダイレクト（武蔵野銀行） on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*