# ADCB vs HSBC UAE

The clearest difference is monetization model: ADCB at free against HSBC UAE's free with in-app purchases. ADCB also leads on iOS requirement (12.2 vs 16.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for ADCB against 4.7 for HSBC UAE. Both are backed by a comparable volume of ratings — 4.9K and 3.2K respectively. Written reviews are what separate them: 41% of ADCB's written reviews are positive against 33% of HSBC UAE's.

ADCB ships an update every 2 weeks, HSBC UAE fortnightly. The most recent releases landed on October 18, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | ADCB | HSBC UAE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (4.9K ratings)](https://appshunter.io/ios/app/adcb/id547172388/reviews) | [4.7 (3.2K ratings)](https://appshunter.io/ios/app/hsbc-uae/id1459836567/reviews) |
| Number of ratings | **4.9K** | 3.2K |
| Positive reviews | **40.9% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 226 MB | 682 MB |
| Requires iOS | **12.2** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [ADCB](https://appshunter.io/developer/533779802) | [HSBC Global Services (UK) Limited](https://appshunter.io/developer/1112071557) |

## What reviewers say

### ADCB

[App page](https://appshunter.io/ios/app/adcb/id547172388)

Manage your finances on the go with an enhanced mobile banking experience. This app offers a streamlined interface for payments, transfers, and bill payments, along with features like balance preview and transaction history search. It supports dual language options and helps you locate ATMs and branches.

**Highlights:** Simplified Payments and Transfers, Search Payees and Transaction History, Dual Language (Arabic/English), Balance Preview, Bill Payment, Funds Transfer, Locate ATMs and Branches

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great services
- 👍 Easy to use app
- 🚀 Seamless experience
- 👍 Excellent customer service
- 👍 Fantastic app

**What reviewers complain about**

- 🐛 Laggy performance
- 👎 Horrible UX
- 👎 Outdated app
- 👎 Buggy and slow
- 👎 Complicated and non user-friendly

**Reported bugs**

- Login issues and active session problems
- Inability to clear cache and switch accounts
- Incompatibility with iPhone 15 and iOS 13
- Freezing and crashing on launch
- Inconsistent performance and functionality

**Requested features**

- Ability to redeem touchpoints
- Improved credit card management
- Better transaction history and categorization
- Support for newer devices and iOS versions
- Streamlined bill payment process


### HSBC UAE

[App page](https://appshunter.io/ios/app/hsbc-uae/id1459836567)

Manage your finances conveniently and securely with this banking application. Open accounts, view balances, make transfers, manage cards, and explore investment options. Access banking services 24/7 from your mobile device.

**Highlights:** Instant account management and digital registration, View local and global account balances and transactions, Multi-currency global account for spending and transfers, Domestic and international pay and transfer options, Card management including Apple Pay integration, Installment plans for credit card limits and balances, Access to wealth solutions and investment markets

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Innovative features
- ✨ Significant improvements

**What reviewers complain about**

- 💰 Unfair exchange rates
- 🔍 Limited functionality
- 🐛 Frequent crashes
- 🤖 Poor customer service
- 🕰️ Slow transaction updates

**Reported bugs**

- Login issues and app freezes
- Inability to upload documents
- Inconsistent transaction display
- Face recognition not working
- App quitting during use

**Requested features**

- Global transfer capability
- Landscape mode support
- Ability to download statements
- Option to pay full credit card balance
- Improved in-app notification system


## Frequently asked questions

### Is ADCB free?

ADCB is free to download, with no in-app purchases.

### Is HSBC UAE free?

HSBC UAE is free to download, with no in-app purchases.

### Which has better reviews, ADCB or HSBC UAE?

ADCB and HSBC UAE are both rated 4.7 out of 5 on the App Store, from 4.9K and 3.2K ratings respectively.

### Do ADCB or HSBC UAE have ads?

Neither ADCB nor HSBC UAE shows ads.

### Which is updated more often, ADCB or HSBC UAE?

ADCB ships an update every 2 weeks, and HSBC UAE fortnightly. Most recently, ADCB was updated on October 18, 2026 and HSBC UAE on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*