# ADCB vs e& money UAE

The clearest difference is ads: ADCB at none against e& money UAE's shown. ADCB also leads on monetization model (free vs free with in-app purchases) and iOS requirement (12.2 vs 15.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for ADCB against 4.7 for e& money UAE. Both are backed by a comparable volume of ratings — 4.9K and 3.2K respectively. Written reviews are what separate them: 41% of ADCB's written reviews are positive against 39% of e& money UAE's.

ADCB ships an update every 2 weeks, e& money UAE fortnightly. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | ADCB | e& money UAE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (4.9K ratings)](https://appshunter.io/ios/app/adcb/id547172388/reviews) | [4.7 (3.2K ratings)](https://appshunter.io/ios/app/e-and-money-uae/id1467882287/reviews) |
| Number of ratings | **4.9K** | 3.2K |
| Positive reviews | **40.9% of reviews** | 39.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 226 MB | 223 MB |
| Requires iOS | **12.2** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ADCB](https://appshunter.io/developer/533779802) | [Emirates Telecommunications Corporation](https://appshunter.io/developer/487285094) |

## What reviewers say

### ADCB

[App page](https://appshunter.io/ios/app/adcb/id547172388)

Manage your finances on the go with an enhanced mobile banking experience. This app offers a streamlined interface for payments, transfers, and bill payments, along with features like balance preview and transaction history search. It supports dual language options and helps you locate ATMs and branches.

**Highlights:** Simplified Payments and Transfers, Search Payees and Transaction History, Dual Language (Arabic/English), Balance Preview, Bill Payment, Funds Transfer, Locate ATMs and Branches

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great services
- 👍 Easy to use app
- 🚀 Seamless experience
- 👍 Excellent customer service
- 👍 Fantastic app

**What reviewers complain about**

- 🐛 Laggy performance
- 👎 Horrible UX
- 👎 Outdated app
- 👎 Buggy and slow
- 👎 Complicated and non user-friendly

**Reported bugs**

- Login issues and active session problems
- Inability to clear cache and switch accounts
- Incompatibility with iPhone 15 and iOS 13
- Freezing and crashing on launch
- Inconsistent performance and functionality

**Requested features**

- Ability to redeem touchpoints
- Improved credit card management
- Better transaction history and categorization
- Support for newer devices and iOS versions
- Streamlined bill payment process


### e& money UAE

[App page](https://appshunter.io/ios/app/e-and-money-uae/id1467882287)

This digital wallet app, licensed by the Central Bank of UAE, offers a comprehensive suite of financial services. Easily manage payments, send money internationally and locally, pay bills, and top up cards. It also provides a rewarding prepaid card with cash back rewards.

**Highlights:** Fee-free digital wallet, Rewarding prepaid card with 1% cash back, International and local money transfers, Bill payments and top-ups, Gifting options, Add money via debit card, bank account, or Apple Pay

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast money transfer
- 💡 Efficient and versatile service
- 👍 Easy to use and intuitive app

**What reviewers complain about**

- 🐛 Unreliable service and delayed refunds
- ⏱️ Slow processing times
- 🤖 Poor customer service and lack of responsiveness
- 🔒 Security and registration issues

**Reported bugs**

- Registration process issues, including problems with Emirates ID scanning
- Delayed or failed money transfers
- Inconsistent app performance and crashes

**Requested features**

- Reduce processing time for refunds and transfers
- Improve customer service and responsiveness
- Enhance security and registration process
- Support for more payment methods and currencies


## Frequently asked questions

### Is ADCB free?

ADCB is free to download, with no in-app purchases.

### Is e& money UAE free?

e& money UAE is free to download, with no in-app purchases.

### Which has better reviews, ADCB or e& money UAE?

ADCB and e& money UAE are both rated 4.7 out of 5 on the App Store, from 4.9K and 3.2K ratings respectively.

### Do ADCB or e& money UAE have ads?

e& money UAE shows ads; ADCB does not.

### Which is updated more often, ADCB or e& money UAE?

ADCB ships an update every 2 weeks, and e& money UAE fortnightly. Most recently, ADCB was updated on September 24, 2026 and e& money UAE on September 22, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*