# ADCB vs Wio Personal

The clearest difference is ratings volume: ADCB at 4.9K against Wio Personal's 657. ADCB also leads on iOS requirement (12.2 vs 16.0). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for ADCB against 4.8 for Wio Personal. That said, the two scores are not equally well evidenced: ADCB has 4.9K ratings behind it against 657, so its average is the more settled of the two. Written reviews are what separate them: 41% of ADCB's written reviews are positive against 43% of Wio Personal's.

ADCB ships an update every 2 weeks, Wio Personal every 11 days. The most recent releases landed on September 24, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | ADCB | Wio Personal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (4.9K ratings)](https://appshunter.io/ios/app/adcb/id547172388/reviews) | **[4.8 (657 ratings)](https://appshunter.io/ios/app/wio-personal/id1658472726/reviews)** |
| Number of ratings | **4.9K** | 657 |
| Positive reviews | 40.9% of reviews | **43.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 11 days** |
| Monetization | Free | Free |
| Size | 226 MB | 417 MB |
| Requires iOS | **12.2** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [ADCB](https://appshunter.io/developer/533779802) | [WIO BANK P.J.S.C](https://appshunter.io/developer/1622363879) |

## What reviewers say

### ADCB

[App page](https://appshunter.io/ios/app/adcb/id547172388)

Manage your finances on the go with an enhanced mobile banking experience. This app offers a streamlined interface for payments, transfers, and bill payments, along with features like balance preview and transaction history search. It supports dual language options and helps you locate ATMs and branches.

**Highlights:** Simplified Payments and Transfers, Search Payees and Transaction History, Dual Language (Arabic/English), Balance Preview, Bill Payment, Funds Transfer, Locate ATMs and Branches

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great services
- 👍 Easy to use app
- 🚀 Seamless experience
- 👍 Excellent customer service
- 👍 Fantastic app

**What reviewers complain about**

- 🐛 Laggy performance
- 👎 Horrible UX
- 👎 Outdated app
- 👎 Buggy and slow
- 👎 Complicated and non user-friendly

**Reported bugs**

- Login issues and active session problems
- Inability to clear cache and switch accounts
- Incompatibility with iPhone 15 and iOS 13
- Freezing and crashing on launch
- Inconsistent performance and functionality

**Requested features**

- Ability to redeem touchpoints
- Improved credit card management
- Better transaction history and categorization
- Support for newer devices and iOS versions
- Streamlined bill payment process


### Wio Personal

[App page](https://appshunter.io/ios/app/wio-personal/id1658472726)

Manage your finances comprehensively with a single platform. Save, spend, borrow, and invest across multiple currencies. Earn interest on savings, receive cashback on spending, and access global markets for stocks and crypto.

**Highlights:** Multi-currency accounts, Interest on savings, Debit and credit card, Cashback rewards, International money transfers, Stock and crypto investing, Virtual and physical cards

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Easy setup
- 💡 Innovative features
- 🚀 Excellent performance
- 🚀 Cutting-edge banking app

**What reviewers complain about**

- 🐛 Frequent app updates causing issues
- 🔍 Difficult to find basic information
- 🔍 Cluttered and bloated UI
- 🔍 Restricted selling options in investing
- 🔍 Inconsistent cashback rewards

**Reported bugs**

- Camera issues during account verification
- Login problems and app crashes
- Lost data when navigating away during beneficiary addition
- Pending transfers with no clear resolution timeline

**Requested features**

- Ability to permanently remove unused features
- More customization options for the UI
- Improved customer support and responsiveness
- Seamless integration of banking and investment features
- Ability to export transactions to Excel


## Frequently asked questions

### Is ADCB free?

ADCB is free to download, with no in-app purchases.

### Is Wio Personal free?

Wio Personal is free to download, with no in-app purchases.

### Which has better reviews, ADCB or Wio Personal?

Wio Personal is rated higher. ADCB averages 4.7 out of 5 from 4.9K ratings, while Wio Personal averages 4.8 from 657 ratings.

### Do ADCB or Wio Personal have ads?

Neither ADCB nor Wio Personal shows ads.

### Which is updated more often, ADCB or Wio Personal?

ADCB ships an update every 2 weeks, and Wio Personal every 11 days. Most recently, ADCB was updated on September 24, 2026 and Wio Personal on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*