# ADCB vs C3Pay

The clearest difference is rating: ADCB at 4.7 against C3Pay's 4.5. ADCB also leads on monetization model (free vs ad-supported) and iOS requirement (12.2 vs 15.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ADCB holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 4.9K and 1.7K respectively. Written reviews point the same way: 41% of ADCB's written reviews are positive against 34% of C3Pay's.

ADCB ships an update every 2 weeks, C3Pay fortnightly. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | ADCB | C3Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (4.9K ratings)](https://appshunter.io/ios/app/adcb/id547172388/reviews)** | [4.5 (1.7K ratings)](https://appshunter.io/ios/app/c3pay/id975098510/reviews) |
| Number of ratings | **4.9K** | 1.7K |
| Positive reviews | **40.9% of reviews** | 34.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | **Free** | Ad-supported |
| Size | 226 MB | 184 MB |
| Requires iOS | **12.2** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ADCB](https://appshunter.io/developer/533779802) | [C3 Card](https://appshunter.io/developer/975098509) |

## What reviewers say

### ADCB

[App page](https://appshunter.io/ios/app/adcb/id547172388)

Manage your finances on the go with an enhanced mobile banking experience. This app offers a streamlined interface for payments, transfers, and bill payments, along with features like balance preview and transaction history search. It supports dual language options and helps you locate ATMs and branches.

**Highlights:** Simplified Payments and Transfers, Search Payees and Transaction History, Dual Language (Arabic/English), Balance Preview, Bill Payment, Funds Transfer, Locate ATMs and Branches

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great services
- 👍 Easy to use app
- 🚀 Seamless experience
- 👍 Excellent customer service
- 👍 Fantastic app

**What reviewers complain about**

- 🐛 Laggy performance
- 👎 Horrible UX
- 👎 Outdated app
- 👎 Buggy and slow
- 👎 Complicated and non user-friendly

**Reported bugs**

- Login issues and active session problems
- Inability to clear cache and switch accounts
- Incompatibility with iPhone 15 and iOS 13
- Freezing and crashing on launch
- Inconsistent performance and functionality

**Requested features**

- Ability to redeem touchpoints
- Improved credit card management
- Better transaction history and categorization
- Support for newer devices and iOS versions
- Streamlined bill payment process


### C3Pay

[App page](https://appshunter.io/ios/app/c3pay/id975098510)

Manage your finances with ease. View balances and transactions, receive instant alerts for salary deposits and purchases, and transfer money internationally. Top up local and international mobile numbers quickly.

**Highlights:** View balance and transactions, Receive SMS alerts, International money transfers, Mobile number recharge, Clean and simple interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Fantastic money sending service
- 👍 Good service, users are very happy using this app

**What reviewers complain about**

- 🐛 App crashes frequently, issues with login and app access
- 🕰️ Slow response from customer support, long wait times for card replacement
- 💳 Unexpected deductions and account balance issues
- 🔄 Frequent app updates required

**Reported bugs**

- Login issues, app not opening on iOS 15
- Inability to register new card with app

**Requested features**

- Add money transfer functionality to more countries
- Improve app stability and reliability
- Enhance customer support responsiveness


## Frequently asked questions

### Is ADCB free?

ADCB is free to download, with no in-app purchases.

### Is C3Pay free?

C3Pay is free to download, with no in-app purchases.

### Which has better reviews, ADCB or C3Pay?

ADCB is rated higher. ADCB averages 4.7 out of 5 from 4.9K ratings, while C3Pay averages 4.5 from 1.7K ratings.

### Do ADCB or C3Pay have ads?

Neither ADCB nor C3Pay shows ads.

### Which is updated more often, ADCB or C3Pay?

ADCB ships an update every 2 weeks, and C3Pay fortnightly. Most recently, ADCB was updated on September 24, 2026 and C3Pay on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*