# 万得基金 vs 太平洋Pay

The clearest difference is update cadence: 太平洋Pay at every 9 days against 万得基金's every 2 months. 太平洋Pay also leads on review sentiment (100% vs 81%) and rating (5.0 vs 4.8). 万得基金's advantage is ratings volume (16 vs 2). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

太平洋Pay holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: 万得基金 has 16 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 81% of 万得基金's written reviews are positive against 100% of 太平洋Pay's.

万得基金 ships an update every 2 months, 太平洋Pay every 9 days. The most recent releases landed on September 4, 2026 and September 11, 2026 respectively.

## The numbers

| Metric | 万得基金 | 太平洋Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (16 ratings)](https://appshunter.io/ios/app/id548596929/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/pay/id1578808561/reviews)** |
| Number of ratings | **16** | 2 |
| Positive reviews | 81.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 9 days** |
| Monetization | — | Free |
| Size | 112 MB | 43 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [Shanghai Wind Investment Management Co.,Ltd](https://appshunter.io/developer/955295307) | [SINGAPORE PACIFIC REAL-TIME PE CO., LTD.](https://appshunter.io/developer/1578808563) |

## What reviewers say

### 万得基金

[App page](https://appshunter.io/ios/app/id548596929)

**Features:** macOS Compatibility

**In-app purchases:** none


### 太平洋Pay

[App page](https://appshunter.io/ios/app/pay/id1578808561)

Send money globally and apply for a Mastercard with this secure and convenient financial service. Enjoy fast transfers, competitive exchange rates, and a wide range of payment options for online and offline purchases.

**Highlights:** Global money transfers, Mastercard application, Fast transfer speeds, Competitive exchange rates, Multi-currency accounts, Online and offline payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 万得基金 free?

万得基金 is free to download, with no in-app purchases.

### Is 太平洋Pay free?

太平洋Pay is free to download, with no in-app purchases.

### Which has better reviews, 万得基金 or 太平洋Pay?

太平洋Pay is rated higher. 万得基金 averages 4.8 out of 5 from 16 ratings, while 太平洋Pay averages 5.0 from 2 ratings.

### Do 万得基金 or 太平洋Pay have ads?

Neither 万得基金 nor 太平洋Pay shows ads.

### Which is updated more often, 万得基金 or 太平洋Pay?

万得基金 ships an update every 2 months, and 太平洋Pay every 9 days. Most recently, 万得基金 was updated on September 4, 2026 and 太平洋Pay on September 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*