# Spending Tracker vs Account Tracker Pro

The clearest difference is price: Spending Tracker at Free against Account Tracker Pro's $4.99. Spending Tracker also leads on ratings volume (19K vs 98). Account Tracker Pro's advantage is in-app purchases (none vs 1) and ads (none vs shown). On rating, review sentiment, update cadence and monetization model there is nothing between them.

Spending Tracker is free to download; Account Tracker Pro costs $4.99 up front. Spending Tracker sells 1 one-off in-app purchase. Account Tracker Pro asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.8 for Spending Tracker against 4.8 for Account Tracker Pro. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 98, so its average is the more settled of the two. Written reviews are what separate them: 95% of Spending Tracker's written reviews are positive against 97% of Account Tracker Pro's.

Both ship on a similar rhythm, roughly every 2 months. Both last shipped on September 25, 2026.

## The numbers

| Metric | Spending Tracker | Account Tracker Pro |
| --- | --- | --- |
| Price | **Free** | $4.99 |
| Rating | [4.8 (19K ratings)](https://appshunter.io/ios/app/spending-tracker/id548615579/reviews) | [4.8 (98 ratings)](https://appshunter.io/ios/app/account-tracker-pro/id1071399705/reviews) |
| Number of ratings | **19K** | 98 |
| Positive reviews | 94.6% of reviews | **97.4% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 50 MB | 17 MB |
| Requires iOS | 15.5 | **12.0** |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch** | iPhone, iPad, iPod, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [Graham Haley](https://appshunter.io/developer/315200686) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker/id548615579)

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

**Highlights:** Simple and intuitive interface, Flexible time period tracking (Weekly, Monthly, Yearly), Budget mode with carry-over, Summary view of spending progress, Log expenses and income, Editable spending and income categories, Interactive charts and reports

**Features:** Family Sharing, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories

**What reviewers complain about**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions


### Account Tracker Pro

[App page](https://appshunter.io/ios/app/account-tracker-pro/id1071399705)

Manage your personal finances with this powerful app. Track spending, monitor account balances, set up bill reminders, and create budgets. Gain insights with detailed reports and ensure financial control with multi-currency support and alerts.

**Highlights:** Track multiple account types, Bill reminders and alerts, Budgeting by category, Detailed financial reports, Multi-currency support, Data backup and syncing

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 🚀 Great price, great options
- 🚀 Easy to use, great support
- 🚀 Intuitive and functional
- 🚀 Robust and indispensable
- 🚀 Excellent for budgeting and forecasting

**What reviewers complain about**

- 🐛 Syncing issues on some devices
- 🐛 Lack of intuitive UI for some users

**Reported bugs**

- Loss of categories and details after update
- Syncing issues between primary and secondary devices

**Requested features**

- Receipt image attachment feature
- Dark mode option
- Annual budgeting and rollover


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is Account Tracker Pro free?

Account Tracker Pro costs $4.99, with no in-app purchases.

### Which has better reviews, Spending Tracker or Account Tracker Pro?

Spending Tracker and Account Tracker Pro are both rated 4.8 out of 5 on the App Store, from 19K and 98 ratings respectively.

### Do Spending Tracker or Account Tracker Pro have ads?

Spending Tracker shows ads; Account Tracker Pro does not.

### Which is updated more often, Spending Tracker or Account Tracker Pro?

Spending Tracker ships an update every 2 months, and Account Tracker Pro every 2 months. Most recently, Spending Tracker was updated on September 25, 2026 and Account Tracker Pro on September 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*