# Spending Tracker vs TipTracker

Spending Tracker and TipTracker both sit at 4.8 stars, but that hides the real split: 95% of Spending Tracker's written reviews are positive against 57% of TipTracker's. Spending Tracker also leads on device support (5 vs 1). TipTracker's advantage is update cadence (every 3 weeks vs every 2 months). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase and TipTracker sells 5 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for Spending Tracker against 4.8 for TipTracker. Both are backed by a comparable volume of ratings — 19K and 9.5K respectively. Written reviews are what separate them: 95% of Spending Tracker's written reviews are positive against 57% of TipTracker's.

Spending Tracker ships an update every 2 months, TipTracker every 3 weeks. The most recent releases landed on October 31, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Spending Tracker | TipTracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (19K ratings)](https://appshunter.io/ios/app/spending-tracker/id548615579/reviews)** | [4.8 (9.5K ratings)](https://appshunter.io/ios/app/tiptracker-track-your-income/id1161307849/reviews) |
| Number of ratings | **19K** | 9.5K |
| Positive reviews | **94.5% of reviews** | 57.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 50 MB | 21 MB |
| Requires iOS | **15.5** | 16.0 |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [Pace Apps Inc.](https://appshunter.io/developer/1112362272) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker/id548615579)

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

**Highlights:** Simple and intuitive interface, Flexible time period tracking (Weekly, Monthly, Yearly), Budget mode with carry-over, Summary view of spending progress, Log expenses and income, Editable spending and income categories, Interactive charts and reports

**Features:** Family Sharing, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories

**What reviewers complain about**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions


### TipTracker

[App page](https://appshunter.io/ios/app/tiptracker-track-your-income/id1161307849)

Easily log your hourly income, hours worked, and tips. Visualize your earnings with insightful graphs and identify your most profitable periods. Track multiple jobs and custom categories, with the option to export your data.

**Highlights:** Track hourly income, Log hours worked, Record tips, Visualize income with graphs, Track multiple jobs, Export data as CSV

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Export Data | $2.99 | one-time |
| Add a Custom Category | $3.99 | one-time |
| Add a Job | $5.99 | one-time |
| Remove Ads | $8.99 | one-time |
| Create an Account | $10.99 | one-time |

**What reviewers like**

- 💻 Easy to use
- 📊 Helpful data visualization
- 🕰️ Tracks hours and tips separately
- 🔍 Detailed income tracking
- 🤖 Responsive developer support

**What reviewers complain about**

- 💰 Paid features too expensive
- 📢 Excessive ads even after purchase
- 🐛 Data loss and app crashes
- 🔒 Concerns about data security
- 🔧 Limited editing/modification options

**Reported bugs**

- App crashes when trying to input cash and credit tips
- Unable to add additional jobs beyond the initial two
- Weekly view not showing actual Sunday-Saturday period

**Requested features**

- Add ability to edit/delete past entries
- Implement calendar view for daily earnings
- Include tax withholding calculations
- Allow renaming of job titles
- Add option to track tip-outs and side work


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is TipTracker free?

TipTracker is free to download, with in-app purchases available.

### Which has better reviews, Spending Tracker or TipTracker?

Spending Tracker is rated higher. Spending Tracker averages 4.8 out of 5 from 19K ratings, while TipTracker averages 4.8 from 9.5K ratings.

### Do Spending Tracker or TipTracker have ads?

Both Spending Tracker and TipTracker show ads.

### Which is updated more often, Spending Tracker or TipTracker?

Spending Tracker ships an update every 2 months, and TipTracker every 3 weeks. Most recently, Spending Tracker was updated on October 31, 2026 and TipTracker on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*