# Spending Tracker vs My Spending

The clearest difference is review sentiment: Spending Tracker at 95% against My Spending's 50%. Spending Tracker also leads on rating (4.8 vs 4.3) and ratings volume (19K vs 69). My Spending's advantage is update cadence (every 4 weeks vs every 2 months) and iOS requirement (11.0 vs 15.5). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase and My Spending sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Spending Tracker holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 69, so its average is the more settled of the two. Written reviews point the same way: 95% of Spending Tracker's written reviews are positive against 50% of My Spending's.

Spending Tracker ships an update every 2 months, My Spending every 4 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | Spending Tracker | My Spending |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (19K ratings)](https://appshunter.io/ios/app/spending-tracker/id548615579/reviews)** | [4.3 (69 ratings)](https://appshunter.io/ios/app/my-spending/id1276038930/reviews) |
| Number of ratings | **19K** | 69 |
| Positive reviews | **94.5% of reviews** | 50.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 2 months | **Every 4 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 50 MB | 38 MB |
| Requires iOS | 15.5 | **11.0** |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [Luke Zammit](https://appshunter.io/developer/1276038929) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker/id548615579)

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

**Highlights:** Simple and intuitive interface, Flexible time period tracking (Weekly, Monthly, Yearly), Budget mode with carry-over, Summary view of spending progress, Log expenses and income, Editable spending and income categories, Interactive charts and reports

**Features:** Family Sharing, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories

**What reviewers complain about**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions


### My Spending

[App page](https://appshunter.io/ios/app/my-spending/id1276038930)

Easily track your income and expenses with an intuitive interface. Supports all currencies, customizable categories, and multiple accounts. Export your financial data in various formats and set budgets for better money management.

**Highlights:** Income and expense tracking, All currencies supported, Customizable categories, Multiple accounts, Data export (PDF, Excel, XML), Budget setting, Cloud sync across devices

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| My Spending Premium | $2.99 | one-time |


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is My Spending free?

My Spending is free to download, with in-app purchases available.

### Which has better reviews, Spending Tracker or My Spending?

Spending Tracker is rated higher. Spending Tracker averages 4.8 out of 5 from 19K ratings, while My Spending averages 4.3 from 69 ratings.

### Do Spending Tracker or My Spending have ads?

Both Spending Tracker and My Spending show ads.

### Which is updated more often, Spending Tracker or My Spending?

Spending Tracker ships an update every 2 months, and My Spending every 4 weeks. Most recently, Spending Tracker was updated on October 24, 2026 and My Spending on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*