# Spending Tracker vs Purchase Tracker

The clearest difference is in-app purchases: Purchase Tracker at none against Spending Tracker's 1. Purchase Tracker also leads on iOS requirement (13.0 vs 15.5). Spending Tracker's advantage is update cadence (every 2 months vs every 35 months) and ratings volume (19K vs 15). On price, rating and device support there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase. Purchase Tracker asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.8 for Spending Tracker against 4.8 for Purchase Tracker. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 15, so its average is the more settled of the two. Written reviews are what separate them: 95% of Spending Tracker's written reviews are positive against 83% of Purchase Tracker's.

Spending Tracker ships an update every 2 months, Purchase Tracker every 35 months. The most recent releases landed on September 24, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | Spending Tracker | Purchase Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (19K ratings)](https://appshunter.io/ios/app/spending-tracker/id548615579/reviews) | [4.8 (15 ratings)](https://appshunter.io/ios/app/purchase-tracker/id1457110640/reviews) |
| Number of ratings | **19K** | 15 |
| Positive reviews | **94.6% of reviews** | 83.3% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | — |
| Update frequency | **Every 2 months** | Every 35 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 50 MB | 25 MB |
| Requires iOS | 15.5 | **13.0** |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch** | iPhone, iPad, iPod, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [Khanh Steffen](https://appshunter.io/developer/1223668802) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker/id548615579)

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

**Highlights:** Simple and intuitive interface, Flexible time period tracking (Weekly, Monthly, Yearly), Budget mode with carry-over, Summary view of spending progress, Log expenses and income, Editable spending and income categories, Interactive charts and reports

**Features:** Family Sharing, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories

**What reviewers complain about**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions


### Purchase Tracker

[App page](https://appshunter.io/ios/app/purchase-tracker/id1457110640)

A privacy-focused expense tracker that works entirely offline. Log daily spending, set budgets, and gain insights into your financial habits with simple charts and graphs. Ideal for users seeking a straightforward and secure way to manage their money without ads or subscriptions.

**Highlights:** Log daily expenses, 100% offline functionality, Set monthly spending limits, Customizable categories, Spending insights with charts, Data export/import

**In-app purchases:** none


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is Purchase Tracker free?

Purchase Tracker is free to download, with no in-app purchases.

### Which has better reviews, Spending Tracker or Purchase Tracker?

Spending Tracker and Purchase Tracker are both rated 4.8 out of 5 on the App Store, from 19K and 15 ratings respectively.

### Which is updated more often, Spending Tracker or Purchase Tracker?

Spending Tracker ships an update every 2 months, and Purchase Tracker every 35 months. Most recently, Spending Tracker was updated on September 24, 2026 and Purchase Tracker on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*