# Spending Tracker vs ClockIn

The clearest difference is review sentiment: Spending Tracker at 95% against ClockIn's 0%. Spending Tracker also leads on ratings volume (19K vs 9) and rating (4.8 vs 4.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase and ClockIn sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Spending Tracker holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 95% of Spending Tracker's written reviews are positive against 0% of ClockIn's.

Spending Tracker ships an update every 2 months, ClockIn every 3 months. The most recent releases landed on October 20, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Spending Tracker | ClockIn |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (19K ratings)](https://appshunter.io/ios/app/spending-tracker/id548615579/reviews)** | [4.6 (9 ratings)](https://appshunter.io/ios/app/clockin-hours-and-pay/id1478006264/reviews) |
| Number of ratings | **19K** | 9 |
| Positive reviews | **94.5% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 50 MB | 8 MB |
| Requires iOS | 15.5 | **14.0** |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [James Woodcock](https://appshunter.io/developer/1151800492) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker/id548615579)

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

**Highlights:** Simple and intuitive interface, Flexible time period tracking (Weekly, Monthly, Yearly), Budget mode with carry-over, Summary view of spending progress, Log expenses and income, Editable spending and income categories, Interactive charts and reports

**Features:** Family Sharing, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories

**What reviewers complain about**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions


### ClockIn

[App page](https://appshunter.io/ios/app/clockin-hours-and-pay/id1478006264)

Easily track earnings for multiple jobs, including overtime, tips, and adjustments. Estimate take-home pay with tax considerations and support for various pay period formats. Generate reports and export data for analysis.

**Highlights:** Track pay for multiple jobs, Calculate overtime and tips, Estimate take-home pay, Support for various pay periods, Generate reports and summaries, Export data to CSV, Automatic break calculation

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ClockIn - Pro | $1.99 | one-time |


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is ClockIn free?

ClockIn is free to download, with in-app purchases available.

### Which has better reviews, Spending Tracker or ClockIn?

Spending Tracker is rated higher. Spending Tracker averages 4.8 out of 5 from 19K ratings, while ClockIn averages 4.6 from 9 ratings.

### Do Spending Tracker or ClockIn have ads?

Both Spending Tracker and ClockIn show ads.

### Which is updated more often, Spending Tracker or ClockIn?

Spending Tracker ships an update every 2 months, and ClockIn every 3 months. Most recently, Spending Tracker was updated on October 20, 2026 and ClockIn on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*