# Spending Tracker vs CashTrace

Spending Tracker and CashTrace both sit at 4.8 stars, but that hides the real split: 95% of Spending Tracker's written reviews are positive against 56% of CashTrace's. Spending Tracker also leads on ratings volume (19K vs 35) and device support (5 vs 2). CashTrace's advantage is ads (none vs shown) and update cadence (every 10 days vs every 2 months). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase and CashTrace sells 6 in-app purchases, starting at $1.49 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for Spending Tracker against 4.9 for CashTrace. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 35, so its average is the more settled of the two. Written reviews are what separate them: 95% of Spending Tracker's written reviews are positive against 56% of CashTrace's.

Spending Tracker ships an update every 2 months, CashTrace every 10 days. The most recent releases landed on September 25, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Spending Tracker | CashTrace |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (19K ratings)](https://appshunter.io/ios/app/spending-tracker/id548615579/reviews) | **[4.9 (35 ratings)](https://appshunter.io/ios/app/cashtrace-checkbook-ledger/id1507393814/reviews)** |
| Number of ratings | **19K** | 35 |
| Positive reviews | **94.6% of reviews** | 55.6% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Every 10 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 50 MB | 26 MB |
| Requires iOS | **15.5** | 26.1 |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | +12 |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [Boris Gutic](https://appshunter.io/developer/1181888380) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker/id548615579)

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

**Highlights:** Simple and intuitive interface, Flexible time period tracking (Weekly, Monthly, Yearly), Budget mode with carry-over, Summary view of spending progress, Log expenses and income, Editable spending and income categories, Interactive charts and reports

**Features:** Family Sharing, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories

**What reviewers complain about**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions


### CashTrace

[App page](https://appshunter.io/ios/app/cashtrace-checkbook-ledger/id1507393814)

This app helps you quickly log expenses, track cash flow, and understand your spending habits with clear charts and insights. Keep your financial data private and synced across your Apple devices.

**Highlights:** Log expenses and income quickly, Track daily, weekly, and monthly spending, Visualize budget with charts and insights, Add recurring transactions, Import data via CSV, Organize spending with custom categories, Private iCloud sync

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CashTrace Pro | $1.49 | per month |
| CashTrace Pro | $1.99 | per month |
| CashTrace Pro | $1.99 | per month |
| CashTrace Pro | $8.99 | per year |
| CashTrace Pro | $12.99 | per year |
| CashTrace Pro | $12.99 | per year |


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is CashTrace free?

CashTrace is free to download, with in-app purchases available.

### Which has better reviews, Spending Tracker or CashTrace?

CashTrace is rated higher. Spending Tracker averages 4.8 out of 5 from 19K ratings, while CashTrace averages 4.9 from 35 ratings.

### Do Spending Tracker or CashTrace have ads?

Spending Tracker shows ads; CashTrace does not.

### Which is updated more often, Spending Tracker or CashTrace?

Spending Tracker ships an update every 2 months, and CashTrace every 10 days. Most recently, Spending Tracker was updated on September 25, 2026 and CashTrace on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*