# Spending Tracker vs Expense,multi currency/account

The clearest difference is rating: Spending Tracker at 4.8 against Expense,multi currency/account's 3.3. Spending Tracker also leads on ratings volume (19K vs 4) and device support (5 vs 3). Expense,multi currency/account's advantage is iOS requirement (13.0 vs 15.5). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase and Expense,multi currency/account sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Spending Tracker holds the better App Store score, 4.8 against 3.3. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 95% of Spending Tracker's written reviews are positive against 100% of Expense,multi currency/account's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 22, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Spending Tracker | Expense,multi currency/account |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (19K ratings)](https://appshunter.io/ios/app/spending-tracker/id548615579/reviews)** | [3.3 (4 ratings)](https://appshunter.io/ios/app/expensemulti-currencyaccount/id1558169245/reviews) |
| Number of ratings | **19K** | 4 |
| Positive reviews | 94.5% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 50 MB | 8 MB |
| Requires iOS | 15.5 | **13.0** |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [叮咚 康](https://appshunter.io/developer/980930351) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker/id548615579)

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

**Highlights:** Simple and intuitive interface, Flexible time period tracking (Weekly, Monthly, Yearly), Budget mode with carry-over, Summary view of spending progress, Log expenses and income, Editable spending and income categories, Interactive charts and reports

**Features:** Family Sharing, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories

**What reviewers complain about**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions


### Expense,multi currency/account

[App page](https://appshunter.io/ios/app/expensemulti-currencyaccount/id1558169245)

Effortlessly manage your finances with this intuitive expense and income tracker. It supports multiple currencies and accounts, automatically backs up your data to the cloud, and allows for easy Excel export. Quickly log transactions with pre-saved notes and view detailed monthly or yearly statistics.

**Highlights:** Multiple currency and account support, Automatic cloud backup, Easy transaction logging, Excel export, Income and expense tracking, Monthly and yearly statistics, Search functionality

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Search | $0.99 | one-time |


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is Expense,multi currency/account free?

Expense,multi currency/account is free to download, with in-app purchases available.

### Which has better reviews, Spending Tracker or Expense,multi currency/account?

Spending Tracker is rated higher. Spending Tracker averages 4.8 out of 5 from 19K ratings, while Expense,multi currency/account averages 3.3 from 4 ratings.

### Do Spending Tracker or Expense,multi currency/account have ads?

Both Spending Tracker and Expense,multi currency/account show ads.

### Which is updated more often, Spending Tracker or Expense,multi currency/account?

Spending Tracker ships an update every 2 months, and Expense,multi currency/account every 2 months. Most recently, Spending Tracker was updated on October 22, 2026 and Expense,multi currency/account on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*