# Spending Tracker vs Cookie

The clearest difference is ads: Cookie at none against Spending Tracker's shown. Cookie also leads on update cadence (every 9 days vs every 2 months). Spending Tracker's advantage is ratings volume (19K vs 333). On price, rating, review sentiment and in-app purchases there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase and Cookie sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for Spending Tracker against 4.9 for Cookie. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 333, so its average is the more settled of the two. Written reviews are what separate them: 95% of Spending Tracker's written reviews are positive against 92% of Cookie's.

Spending Tracker ships an update every 2 months, Cookie every 9 days. Both last shipped on September 27, 2026.

## The numbers

| Metric | Spending Tracker | Cookie |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (19K ratings)](https://appshunter.io/ios/app/spending-tracker/id548615579/reviews) | **[4.9 (333 ratings)](https://appshunter.io/ios/app/cookie-budget-and-expense/id1559943673/reviews)** |
| Number of ratings | **19K** | 333 |
| Positive reviews | **94.6% of reviews** | 91.8% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Every 9 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 50 MB | 140 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | iPhone, iPad, iPod, Mac, Apple Watch | iPhone, iPad, iPod, Mac, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [Beijing Noncurious Technology Co., Ltd.](https://appshunter.io/developer/1492668005) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker/id548615579)

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

**Highlights:** Simple and intuitive interface, Flexible time period tracking (Weekly, Monthly, Yearly), Budget mode with carry-over, Summary view of spending progress, Log expenses and income, Editable spending and income categories, Interactive charts and reports

**Features:** Family Sharing, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories

**What reviewers complain about**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions


### Cookie

[App page](https://appshunter.io/ios/app/cookie-budget-and-expense/id1559943673)

Easily manage your finances with customizable categories, budget goals, and savings plans. Track expenses, income, and accounts across multiple currencies with automatic exchange rate conversion. Offers privacy protection and cloud sync across devices.

**Highlights:** Customizable income/expense categories, Budget goal setting, Savings plan creation, Multi-currency support with auto-conversion, Subscription & installment management, Cloud sync across devices, Privacy protection with password lock

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cookie Monthly Membership | $0.99 | per month |
| Cookie Annual Premium Member | $4.49 | per year |
| 打赏催更 | $0.99 | one-time |
| Cookie lifetime premium member | $9.99 | one-time |

**What reviewers like**

- 👍 Simple and clean UI
- 🚀 Convenient and easy to use
- 💯 Comprehensive features
- 💰 Affordable subscription
- 🔒 No ads or in-app purchases

**What reviewers complain about**

- 🐛 Sync issues and data loss after updates
- ⚠️ Limited location and currency support
- 🔍 Lack of advanced reporting and analytics
- 🕰️ Slow transaction sync

**Reported bugs**

- Disappearing transaction history
- Incorrect currency conversion
- Widget and Apple Watch app issues

**Requested features**

- Ability to import data from other apps
- Customizable budgeting and forecasting tools
- Multi-user and shared account support
- Automatic categorization and tagging
- Integration with banking/financial services


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is Cookie free?

Cookie is free to download, with in-app purchases available.

### Which has better reviews, Spending Tracker or Cookie?

Cookie is rated higher. Spending Tracker averages 4.8 out of 5 from 19K ratings, while Cookie averages 4.9 from 333 ratings.

### Do Spending Tracker or Cookie have ads?

Spending Tracker shows ads; Cookie does not.

### Which is updated more often, Spending Tracker or Cookie?

Spending Tracker ships an update every 2 months, and Cookie every 9 days. Most recently, Spending Tracker was updated on September 27, 2026 and Cookie on September 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*