# Spending Tracker vs Spending Budget

The clearest difference is ratings volume: Spending Tracker at 19K against Spending Budget's 7. Spending Tracker also leads on review sentiment (95% vs 78%) and rating (4.8 vs 4.6). Spending Budget's advantage is iOS requirement (13.0 vs 15.5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase and Spending Budget sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Spending Tracker holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 95% of Spending Tracker's written reviews are positive against 78% of Spending Budget's.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Spending Tracker | Spending Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (19K ratings)](https://appshunter.io/ios/app/spending-tracker/id548615579/reviews)** | [4.6 (7 ratings)](https://appshunter.io/ios/app/spending-budget-pigpod/id1571048198/reviews) |
| Number of ratings | **19K** | 7 |
| Positive reviews | **94.5% of reviews** | 77.8% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 50 MB | 50 MB |
| Requires iOS | 15.5 | **13.0** |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [Shibapp LLC](https://appshunter.io/developer/852300851) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker/id548615579)

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

**Highlights:** Simple and intuitive interface, Flexible time period tracking (Weekly, Monthly, Yearly), Budget mode with carry-over, Summary view of spending progress, Log expenses and income, Editable spending and income categories, Interactive charts and reports

**Features:** Family Sharing, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories

**What reviewers complain about**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions


### Spending Budget

[App page](https://appshunter.io/ios/app/spending-budget-pigpod/id1571048198)

Effortlessly manage your personal finances with this intuitive app. Quickly record income and expenses, customize categories, and visualize your spending patterns through detailed reports and a calendar view. Keep your financial data secure with a passcode lock and enjoy a stylish, customizable interface.

**Highlights:** Rapid income/expense recording, Customizable categories with icons, Recurring transaction setup, Calendar view of finances, Detailed reports and analysis, Passcode lock for security, Theme and dark mode settings

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PigPod PRO | $1.99 | one-time |


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is Spending Budget free?

Spending Budget is free to download, with in-app purchases available.

### Which has better reviews, Spending Tracker or Spending Budget?

Spending Tracker is rated higher. Spending Tracker averages 4.8 out of 5 from 19K ratings, while Spending Budget averages 4.6 from 7 ratings.

### Do Spending Tracker or Spending Budget have ads?

Both Spending Tracker and Spending Budget show ads.

### Which is updated more often, Spending Tracker or Spending Budget?

Spending Tracker ships an update every 2 months, and Spending Budget every 2 months. Most recently, Spending Tracker was updated on October 28, 2026 and Spending Budget on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*