# Spending Tracker vs TrackMyMoney

The clearest difference is ads: TrackMyMoney at none against Spending Tracker's shown. TrackMyMoney also leads on rating (5.0 vs 4.8). Spending Tracker's advantage is ratings volume (19K vs 1) and update cadence (every 2 months vs every 9 months). On price, in-app purchases, monetization model and iOS requirement there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase and TrackMyMoney sells 3 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

TrackMyMoney holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 1, so its average is the more settled of the two.

Spending Tracker ships an update every 2 months, TrackMyMoney every 9 months. The most recent releases landed on October 27, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Spending Tracker | TrackMyMoney |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (19K ratings)](https://appshunter.io/ios/app/spending-tracker/id548615579/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/trackmymoney-expense-tracker/id1617258561/reviews)** |
| Number of ratings | **19K** | 1 |
| Positive reviews | 94.5% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 2 months** | Every 9 months |
| Monetization | Free with in-app purchases | Freemium |
| Size | 50 MB | 3 MB |
| Requires iOS | **15.5** | 16.4 |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [Nadiia Smirnova](https://appshunter.io/developer/1481559431) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker/id548615579)

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

**Highlights:** Simple and intuitive interface, Flexible time period tracking (Weekly, Monthly, Yearly), Budget mode with carry-over, Summary view of spending progress, Log expenses and income, Editable spending and income categories, Interactive charts and reports

**Features:** Family Sharing, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories

**What reviewers complain about**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions


### TrackMyMoney

[App page](https://appshunter.io/ios/app/trackmymoney-expense-tracker/id1617258561)

Effortlessly manage your finances by tracking income and expenses from multiple accounts. Plan your budget with customizable limits and receive helpful reminders to stay on track with your financial goals.

**Highlights:** Track income and expenses, Multi-account management, Customizable budgeting, Transaction import (Excel, bank statements), Financial reminders, Real-time balance overview

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full access for a week | $0.99 | per 7 days |
| Full access for a month | $2.49 | per month |
| Full access for a year | $24.49 | per year |


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is TrackMyMoney free?

TrackMyMoney is free to download, with in-app purchases available.

### Which has better reviews, Spending Tracker or TrackMyMoney?

TrackMyMoney is rated higher. Spending Tracker averages 4.8 out of 5 from 19K ratings, while TrackMyMoney averages 5.0 from 1 ratings.

### Do Spending Tracker or TrackMyMoney have ads?

Spending Tracker shows ads; TrackMyMoney does not.

### Which is updated more often, Spending Tracker or TrackMyMoney?

Spending Tracker ships an update every 2 months, and TrackMyMoney every 9 months. Most recently, Spending Tracker was updated on October 27, 2026 and TrackMyMoney on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*